321 N Main St, Ashland, OR 97520 Property Records

Jackson County property record for 321 N Main St, Ashland, OR 97520

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,080 sqft · built 1905
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Trust Names on File
Last Sale	$642,000 (Jul 2018)
Tax Bill	$8,464 (2025)
Deeds & Mortgages	Feb 2024 Transfer Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`391E05DD3100`

Property Details

APN / Parcel Number

Primary APN	`391E05DD3100`
Alternative APNs	`391E05DD03100` `10058153`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,080 sqft Living Area
Gross Area	1,752 sqft
1st Floor Area	1,080 sqft
Attic	Attic
Attic Area	672 sqft

Exterior

Year Built	Built 1905
Effective Year Built	Effective 2024
Roof Material	Other
Lot Area	12,197 sqft (0.28 acres)
Garage Type	Detached
Garage Area	598 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Wood Porch
Porch Area	88 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	321 N MAIN ST
City	ASHLAND
State	OR
Zip	97520-1703
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Range	01E
Legal Township	39S
Legal Section	05
Legal Quarter	4
Legal Block	2
Jurisdiction	JACKSON OR
Township / Civil Division	ASHLAND
Census Block Group	2
Census Block	2014
Census Tract	2100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Skidmore Academy Historic District listed 2001 · 301 contributing resources · NRIS 01000832

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

321 N Main St is owner-occupied and held in a trust since February 2024.

Source: Jackson County records, as of August 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	321 N MAIN ST, ASHLAND, OR 97520-1703
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 15, 2024	Intrafamily Transfer, Transfer
Feb 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jul 11, 2018	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 11, 2018 · Amount on File
Deed Sale	Jul 11, 2018 · Amount on File
Prior Sale	May 17, 2001 · Amount on File
Deed Document Number	201821708
Last Transfer Date	Feb 13, 2024
Transfer Doc	0000003089
Record Updated	Sep 20, 2026

February 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JACKSON OR
Recording Date	Feb 15, 2024
Property Address	321 N MAIN ST, ASHLAND, OR 97520-1703
Document Number	0000003089
Instrument Date	Feb 13, 2024
Instrument	2024-003089
Transaction Type	Transfer
Record Updated	Feb 21, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	321 N MAIN ST, ASHLAND, OR 97520-1703

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON OR
Property Address	321 N MAIN ST, ASHLAND, OR 97520-1703
Transaction Type	Mortgage
Record Updated	Feb 16, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005080
Date	Feb 5, 2021
Instrument	2021-005080

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	176 Months
Due	Oct 1, 2035

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON OR
Recording Date	Jul 11, 2018
Property Address	321 N MAIN ST, ASHLAND, OR 97520-1703
Document Number	0000021708
Instrument Date	Jul 6, 2018
Instrument	21708
Transaction Type	Transfer
Record Updated	Jul 23, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$642.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321-323 N MAIN ST ASHLAND OR 975201703, ASHLAND, OR 97520-1703

Mortgage

Document Number	21709
Date	Jul 11, 2018
Instrument	21709

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jul 10, 2038

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Jackson County
Municipality	Ashland City
Unified School District	Ashland School District 5 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$550,500 (+3%)	$805,660 (+15.24%) Land $289,940 Building $515,720
2025	$8,464.00 (+19.26%)	$534,470 (+11.11%) Land $306,250 Building $228,220	$699,130 (+42.47%) Land $257,600 Building $441,530
2024	$7,097.00 (-4.49%)	$481,030 (+3%) Land $293,390 Building $187,640	$490,710 (-27.07%) Land $243,400 Building $247,310
2023	$7,431.00 (+3.31%)	$467,020 (+3%) Land $284,850 Building $182,170	$672,850 (-3.14%) Land $455,840 Building $217,010
2022	$7,193.00	$453,420 Land $276,550 Building $176,870	$694,670 Land $449,510 Building $245,160

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 321 N Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 321 N Main St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 86% of Oregon
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ASHLAND WATER DEPARTMENT serves 20,946 people · EPA ID OR4100047
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 667 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Rogue Broadband Fixed Wireless	200 / 25
FireServe Fixed Wireless	100 / 30

May also be available: AT&T, Hunter Communications.

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