321 N Hayes Ave, Oxnard, CA 93030 Property Records

Ventura County property record for 321 N Hayes Ave, Oxnard, CA 93030

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,044 sqft · built 1950
Lot Size	0.11 acres (4,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$625,000 (Jul 2024)
Tax Bill	$7,743 (2025)
Deeds & Mortgages	Mar 2026 Mortgage May 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`201-0-052-070`

Property Details

APN / Parcel Number

Primary APN	`201-0-052-070`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,044 sqft Living Area
1st Floor Area	1,044 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Lot Area	4,800 sqft (0.11 acres)
Lot Dimensions	120 ft deep x 40 ft wide
Garage Area	320 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	321 N HAYES AVE
City	OXNARD
State	CA
Zip	93030-3624
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	TRACT: 3 LOT: 23 REF: 013MR 065
Legal Subdivision	LA COLONIA SUBDIVSION #3
Legal Tract	3
Legal Block	52
Legal Lot Number	23
Jurisdiction	VENTURA CA
Township / Civil Division	OXNARD
Census Block Group	1
Census Block	1004
Census Tract	3201

Owner

Source: Ventura County records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	321 N HAYES AVE, OXNARD, CA 93030-3624
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2026	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC
May 10, 2022	Deed of Trust, Mortgage · FHA Mortgage LOANCARE LLC
Jan 22, 2019	Deed of Trust, Mortgage · Line of Credit US BANK NA
May 1, 2019	Deed of Trust, Mortgage · Conventional Mortgage STEVEN C GAINES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 16, 2024 · Amount on Record
Deed Sale	Jul 16, 2024 · Amount on Record
Prior Sale	Sep 19, 2016 · Amount on Record
Deed Document Number	202447390
Prior Transfer Date	Jun 17, 2008
Prior Transfer Doc	0000095924
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	321 N HAYES AVE, OXNARD, CA 93030-3624
Transaction Type	Mortgage
Record Updated	Mar 20, 2026
Title Company	AMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 N HAYES AVE, OXNARD, CA 93030-3624

Mortgage

Document Number	0000017335
Date	Mar 6, 2026
Instrument	2026000017335

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	321 N HAYES AVE, OXNARD, CA 93030-3624
Transaction Type	Mortgage
Record Updated	Sep 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 N HAYES AVE, OXNARD, CA 93030-3624

Mortgage

Document Number	0000056178
Date	May 10, 2022
Instrument	2022000056178

Lender

Name	LOANCARE LLC
Type	Non-Lending Institution
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	293 Months
Due	Oct 1, 2046

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	321 N HAYES AVE, OXNARD, CA 93030-3624
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI US INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005409
Date	Jan 22, 2019
Instrument	20190122-00005409

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 2, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	321 N HAYES AVE, OXNARD, CA 93030-3624
Document Number	0000049809
Instrument Date	May 1, 2019
Transaction Type	Mortgage
Record Updated	May 22, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	321 N HAYES AVE OXNARD CA 930303624, OXNARD, CA 93030-3624

Mortgage

Document Number	0000049809
Date	May 7, 2019
Instrument	49809

Lender

Name	STEVEN C GAINES
Address	1300 KINGSWOOD WAY, OXNARD, CA 93030-3307

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Municipality	Oxnard City
Elementary School District	Oxnard Elementary School District (KG - 08)
Secondary School District	Oxnard Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$637,500 (+2%) Land $414,120 Building $223,380
2025	$7,743.00 (+56.84%)	$625,000 (+60.13%) Land $406,000 Building $219,000
2024	$4,937.00 (+3.78%)
2023	$4,757.00 (+3.1%)	$390,314 Land $253,779 Building $136,535
2022	$4,614.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OXNARD WATER DEPT serves 200,232 people · EPA ID CA5610007
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: AT&T, GeoLinks, T-Mobile, Verizon.

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