Cook County property record for 321 N Elm St, Mount Prospect, IL 60056
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,492 sqft · built 1953 |
| Lot Size | 0.177 acres (7,705 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $292,666 (Apr 2022) |
| Tax Bill | $7,141 (2023) |
| Deeds & Mortgages | Oct 2023 Transfer Apr 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-34-406-002 |
| Primary APN | 03-34-406-002 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,492 sqft Living Area |
| 1st Floor Area | 1,492 sqft |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1954 |
| Architectural Style | Bungalow |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 7,705 sqft (0.177 acres) |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Water Source | Well |
| Street Address | 321 N ELM ST |
|---|---|
| City | MOUNT PROSPECT |
| State | IL |
| Zip | 60056-2520 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | (BLUETTS) SUB OF PT OF NH SE SEC 34-42-11 |
| Legal Range | 11E |
| Legal Township | 42N |
| Legal Section | 34 |
| Legal Subdivision | BLUETTS SUB |
| Legal Block | 4 |
| Legal Lot Number | 21 |
| Jurisdiction | COOK IL |
| Township / Civil Division | WHEELING |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 802802 |
321 N Elm St is owner-occupied and held in a trust since April 2022.
Source: Cook County records, as of May 27, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 321 N ELM ST, MOUNT PROSPECT, IL 60056-2520 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 30, 2023 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Apr 9, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 4, 2022 · Amount on File |
| Deed Sale | Apr 4, 2022 · Amount on File |
| Prior Sale | Dec 1, 2004 · Amount on File |
| Deed Document Number | 202242020 |
| Prior Transfer Date | Jun 19, 2013 |
| Prior Transfer Doc | 0000055000 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Oct 30, 2023 |
| Property Address | 321 N ELM ST, MOUNT PROSPECT, IL 60056-2520 |
| Document Number | 0030333265 |
| Map Reference | DOC 1464233 |
| Instrument Date | Oct 20, 2023 |
| Instrument | 2330333265 |
| Transaction Type | Transfer |
| Record Updated | Nov 8, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 321 N ELM ST, MOUNT PROSPECT, IL 60056-2520 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 321 N ELM ST, MOUNT PROSPECT, IL 60056-2520 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0009901368 |
|---|---|
| Date | Apr 9, 2021 |
| Instrument | 2109901368 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Apr 1, 2031 |
| Rate | 3% |
|---|
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Wheeling Township |
| Municipality | Mount Prospect Village |
| Secondary School District | Township High School District 214 (09 - 12) |
| Elementary School District | Mount Prospect School District 57 (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $30,001 Land $6,935 Building $23,066 | $300,010 Land $69,350 Building $230,660 | |
| 2023 | $7,141.00 (+4.43%) | ||
| 2022 | $6,838.00 (+10.11%) Homeowner's exemption | $28,999 (+24.46%) Land $5,586 Building $23,413 | $289,990 (+24.46%) Land $55,860 Building $234,130 |
| 2021 | $6,210.00 Homeowner's exemption | $23,299 Land $4,045 Building $19,254 | $232,990 Land $40,450 Building $192,540 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 321 N Elm St in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1993.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 9 (1993–2020) |
| Claims Outside the SFHA | 9 of 9 |
| Most Recent Claim | May 2020 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 321 N Elm St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MOUNT PROSPECT serves 41,000 people · EPA ID IL0311980 |
|---|---|
| Water Source | Purchased surface water from NORTHWEST SUBURBAN MUNICIPAL JAWA |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 11 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 579 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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