321 N Cooper Ave, Cincinnati, OH 45215 Property Records

Hamilton County property record for 321 N Cooper Ave, Cincinnati, OH 45215

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,050 sqft · built 1918
Lot Size0.16 acres (6,970 sqft)
OwnerIndividual Name on Record
Last Sale$64,400 (Jan 1997)
Tax Bill$1,083 (2025)
Deeds & MortgagesMar 2020 Mortgage
Nov 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN641-0011-0025-00

Property Details

APN / Parcel Number

Primary APN641-0011-0025-00

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,050 sqft Living Area
Gross Area2,100 sqft
1st Floor Area1,050 sqft
Basement Area1,050 sqft

Exterior

Year BuiltBuilt 1918
Effective Year BuiltEffective 1918
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof MaterialAsphalt
Lot Area6,970 sqft (0.16 acres)
Lot Dimensions132 ft deep x 54 ft wide
Garage TypeDetached
Garage Area288 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchOpen Frame Porch
Porch Area192 sqft
Deck AreaDeck Area
Patio Area168 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemBaseboard
Heating FuelOil

Location & Zoning

Street Address321 N COOPER AVE
CityCINCINNATI
StateOH
Zip45215-2904
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description321 N COOPER AVE 54 X 132IRR LOT 19 RICHARDSON 1STSUB
Legal SubdivisionRICHARDSON 1STSUB
Legal Lot Number19
JurisdictionHAMILTON OH
Township / Civil DivisionLOCKLAND
Census Block Group1
Census Block1022
Census Tract27400

Owner

Source: Hamilton County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address321 N COOPER AVE, CINCINNATI, OH 45215-2904
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 25, 2020Deed of Trust, Mortgage · Conventional Mortgage
HUNTINGTON NAT'L BK
Nov 13, 2018Deed of Trust, Mortgage · Conventional Mortgage
HUNTINGTON NAT'L BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 9, 1997 · Amount on Record
Deed SaleJan 9, 1997 · Amount on Record
Deed Document Number19974367
Deed Book / Page7246 / 759
Last Transfer DateJul 12, 2010
Transfer Doc0000000837
Record UpdatedJun 8, 2026

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address321 N COOPER AVE, CINCINNATI, OH 45215-2904
Document Number0000030792
Instrument DateMar 25, 2020
Transaction TypeMortgage
Record UpdatedMay 27, 2020
Title CompanyAGILITY CLOSING AND TITLE SERVICES I, AGILITY CLOSING & TITLE SVCS I

Transferred To (Grantee/Buyer)

NameVerified Name
Address321 N COOPER AVE CINCINNATI OH 452152904, CINCINNATI, OH 45215-2904

Mortgage

Document Number0000030792
DateApr 1, 2020
Book Page014137/001309
Instrument30792
Lender
NameHUNTINGTON NAT'L BK
TypeBank
AddressCOLUMBUS, OH 43235
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 31, 2050

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address321 N COOPER AVE, CINCINNATI, OH 45215-2904
Document Number0000104316
Instrument DateNov 13, 2018
Transaction TypeMortgage
Record UpdatedDec 21, 2018
Title CompanyAGILITY CLOSING AND TITLE SERVICES I, AGILITY CLOSING & TITLE SVCS I

Transferred To (Grantee/Buyer)

NameVerified Name
Address321 N COOPER AVE CINCINNATI OH 452152904, CINCINNATI, OH 45215-2904

Mortgage

Document Number0000104316
DateNov 27, 2018
Book Page013802/002124
Instrument104316
Lender
NameHUNTINGTON NAT'L BK
TypeBank
AddressCOLUMBUS, OH 43219
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 26, 2048

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
MunicipalityLockland Village
Unified School DistrictLockland Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,083.00 (-0.37%) Homeowner's exemption$29,786 (+0.01%) Land $6,101 Building $23,685$85,100 (-) Land $17,430 Building $67,670
2024$1,087.00 (-4.48%) Homeowner's exemption$29,784 (-) Land $6,100 Building $23,684
2023$1,138.00 (-4.45%) Homeowner's exemption$29,784 (+14.39%) Land $6,100 Building $23,684$85,100 (+14.4%) Land $17,430 Building $67,670
2022$1,191.00 Homeowner's exemption$26,037 Land $4,893 Building $21,144
2020$74,390 Land $13,980 Building $60,410

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 425 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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