321 N Clay St, Memphis, MO 63555 Property Records

Scotland County property record for 321 N Clay St, Memphis, MO 63555

Property Summary

Property TypeCommercial
Lot Size0.248 acres (10,803 sqft)
OwnerIndividual Name on Record
Tax Bill$909 (2025)
Flood ZoneZone X (minimal risk)
APN2-10-03.2-07-02.2-09-08.001

Property Details

APN / Parcel Number

Primary APN2-10-03.2-07-02.2-09-08.001

Exterior

Lot Area10,803 sqft (0.248 acres)
Lot Dimensions120 ft deep x 90 ft wide
Utility Building1,080 sqft

Location & Zoning

Street Address321 N CLAY ST
CityMEMPHIS
StateMO
Zip63555-1033
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionS 1/2 L 4' & ALL L 5 BLK 1 METY'S 1ST
Legal Range11W
Legal Township65N
Legal Section07
Legal SubdivisionMETYS FOURTH ADDN
Legal Block1
Legal Lot Number5
JurisdictionSCOTLAND MO
Township / Civil DivisionJEFFERSON
Census Block Group2
Census Block2036
Census Tract480200

Owner

Source: Scotland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address321 N CLAY ST, MEMPHIS, MO 63555-1033
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Scotland County assessment roll, as of March 10, 2026

Property Jurisdictions

TypeName
StateMissouri
CountyScotland County
MunicipalityMemphis City
Unified School DistrictScotland County R-I School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$909.00$12,390 (-) Land $1,300 Building $11,090$38,700 (-) Land $4,050 Building $34,650
2023$12,390 Land $1,300 Building $11,090$38,700 Land $4,050 Building $34,650

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2020

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 78% of Missouri
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMEMPHIS PWS
serves 1,822 people · EPA ID MO2010513
Water SourceSurface water
Last State InspectionDec 2023
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
not recorded as resolved · Apr 2026
Treatment and ProcedureOrganic carbon removal
Apr 2024
Monitoring and Reporting18
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Northeast Missouri Rural Telephone Company
Fiber
1,000 / 1,000
Mark Twain Communications Company
Fixed Wireless
300 / 50

Nearby Properties on N Clay St

Nearby Streets

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