321 N Cherry St, Kenton, OH 43326 Property Records

Hardin County property record for 321 N Cherry St, Kenton, OH 43326

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,948 sqft · built 1978
Lot Size	0.318 acres (13,860 sqft)
Owner	2 Trust Names on File
Tax Bill	$2,066 (2025)
Deeds & Mortgages	Oct 2021 Sale Apr 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`36-560001.0000`

Property Details

APN / Parcel Number

Primary APN	`36-560001.0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,948 sqft Living Area
1st Floor Area	1,510 sqft
Upper Floors Area	1,438 sqft
Basement Area	719 sqft
Unfinished Basement	719 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Shingle
Lot Area	13,860 sqft (0.318 acres)
Lot Dimensions	132 ft deep x 105 ft wide
Garage Area	780 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	321 N CHERRY ST
City	KENTON
State	OH
Zip	43326-1512
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSERS E S PT 34-35
Legal Subdivision	HOUSERS
Jurisdiction	HARDIN OH
Township / Civil Division	PLEASANT
Census Block Group	3
Census Block	3013
Census Tract	200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the North Main-North Detroit Street Historic District listed 1985 · 158 contributing resources · NRIS 85000867

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

321 N Cherry St is owner-occupied and held in a trust since April 1988.

Source: Hardin County records, as of March 31, 2026

Owner of Record	2 Trust Names on File
Mailing Address	321 N CHERRY ST, KENTON, OH 43326-1512
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2021	Warranty Deed, Transfer
Apr 27, 2020	Deed of Trust, Mortgage · Line of Credit COMMUNITY FIRST BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 25, 1988
Deed Sale	Apr 25, 1988
Prior Sale	Apr 25, 1988 · Amount on File
Record Updated	Jun 8, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARDIN OH
Recording Date	Oct 27, 2021
Property Address	321 N CHERRY ST, KENTON, OH 43326-1512
Document Number	562/4016
Book / Page	562 / 4016
Instrument Date	Sep 2, 2021
Instrument	202100004030
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 N CHERRY ST, KENTON, OH 43326-1512

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN OH
Property Address	321 N CHERRY ST, KENTON, OH 43326-1512
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	556/1008
Date	Apr 27, 2020
Book Page	556/1008
Instrument	202000001211

Lender

Name	COMMUNITY FIRST BANK NA
Type	Bank
Address	FOREST, OH 45843

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Apr 21, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 321 N Cherry St was $2,066 with a homeowner's exemption, down 0.7% from the year before.

Source: Hardin County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hardin County
County Subdivision	Pleasant Township
Municipality	Kenton City
Unified School District	Kenton City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,066.00 (-0.67%)	$47,980 (-) Land $4,120 Building $43,860
2024	$2,080.00 (+6.56%) Homeowner's exemption	$47,980 (-) Land $4,120 Building $43,860
2023	$1,952.00 (-8.14%) Homeowner's exemption	$47,980 (+4.33%) Land $4,120 Building $43,860	$137,080 Land $11,770 Building $125,310
2022	$2,125.00 Homeowner's exemption	$45,990 Land $3,080 Building $42,910
2020			$131,400 Land $8,800 Building $122,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 321 N Cherry St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 9, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 321 N Cherry St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENTON CITY serves 8,360 people · EPA ID OH3300612
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Oct 2023
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 612 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: HDER Link, Verizon, Watch TV.

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