321 N Broad St, Monroe, GA 30655 Property Records

Walton County property record for 321 N Broad St, Monroe, GA 30655

Property Summary

Property Type	Single Family Home
Details	5.5 ba · 5,653 sqft · built 1924
Lot Size	4.59 acres (199,940 sqft)
Owner	2 Individual Names on File
Last Sale	$952,000 (Feb 2020)
Tax Bill	$17,156 (2025)
Deeds & Mortgages	May 2023 Line of Credit Feb 2020 Sale & Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`M0120-075`

Property Details

APN / Parcel Number

Primary APN	`M0120-075`
Alternative APN	`16205`

Interior

Full Baths	5.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	5,653 sqft Heated Area
1st Floor Area	2,014 sqft
Basement Area	342 sqft
Unfinished Basement	342 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1924
Effective Year Built	Effective 2006
Exterior Material	Brick Veneer
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Shingle
Lot Area	199,940 sqft (4.59 acres)
Garage Type	Mixed
Garage Area	2,877 sqft
Parking Spaces	6 Parking Spaces

Exterior Amenities

Pool Area	540 sqft
Porch	Slab
Porch Area	957 sqft
Patio Area	764 sqft
Utility Building	220 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Account Number	16205
Street Address	321 N BROAD ST
City	MONROE
State	GA
Zip	30655-1805
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TR#1 4.59AC
Legal Subdivision	TROTTERS FIELD
Legal Tract	1
Jurisdiction	WALTON GA
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1034
Census Tract	110400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the North Broad Street Historic District listed 1983 · 56 contributing resources · NRIS 83003623

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

321 N Broad St is owned and occupied by two individuals who bought it in February 2020.

Source: Walton County records, as of October 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 802, MONROE, GA 30655-0802
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 25, 2023	Deed of Trust, Mortgage · Line of Credit LEGACY STATE BANK
Feb 10, 2020	Grant Deed, Construction Loan · Construction Mortgage VIRGIL R JR WILLIAMS
Feb 10, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 7, 2020 · Amount on File
Deed Sale	Feb 7, 2020 · Amount on File
Prior Sale	Mar 28, 2007 · Amount on File
Deed Document Number	2020477
Deed Book / Page	4533 / 277
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON GA
Property Address	321 N BROAD ST, MONROE, GA 30655-1805
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 N BROAD ST, MONROE, GA 30655-1805

Mortgage

Document Number	0053140000000001
Date	May 25, 2023
Book Page	0000005314/0000000001
Instrument	2023005313

Lender

Name	LEGACY STATE BANK

Agreement

Type	Line of Credit
Amount	Amount on Record

February 2020: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	WALTON GA
Recording Date	Feb 10, 2020
Property Address	321 N BROAD ST, MONROE, GA 30655-1805
Document Number	0045330277
Book / Page	004533 / 000277
Instrument Date	Feb 7, 2020
Instrument	1699
Transaction Type	Construction Loan
Record Updated	Mar 2, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$952.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 N BROAD ST MONROE GA 306551805, MONROE, GA 30655-1805

Mortgage

Document Number	45330278
Date	Feb 10, 2020
Book Page	004533/000278
Instrument	1700

Lender

Name	VIRGIL R JR WILLIAMS
Special Notes	Seller Financed

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Feb 9, 2021

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WALTON GA
Recording Date	Feb 10, 2020
Property Address	321 N BROAD ST, MONROE, GA 30655-1805
Document Number	0045330283
Book / Page	004533 / 000283
Instrument Date	Feb 7, 2020
Instrument	1701
Transaction Type	Transfer
Record Updated	Feb 25, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	321 N BROAD ST MONROE GA 306551805, MONROE, GA 30655-1805

Tax Assessment & Valuation

The 2025 property tax bill for 321 N Broad St was $17,156 with a homeowner's exemption.

Source: Walton County assessment roll, as of March 5, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Walton County
Municipality	Monroe City
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$17,156.00 Homeowner's exemption	$542,848 Land $54,400 Building $488,448	$1,357,120 Land $136,000 Building $1,221,120
2023	$17,086.00 (-98.99%) Homeowner's exemption	$533,008 (+24.33%) Land $51,200 Building $481,808	$1,332,520 (+24.33%) Land $128,000 Building $1,204,520
2022	$1,688,259.00 Homeowner's exemption	$428,688 Land $32,000 Building $396,688	$1,071,720 Land $80,000 Building $991,720

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 321 N Broad St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 14, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 321 N Broad St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE serves 25,248 people · EPA ID GA2970001
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile, Xfinity.

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