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321 N Bridge St, Elkin, NC 28621 Property Records

Surry County property record for 321 N Bridge St, Elkin, NC 28621

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,578 sqft · built 1930
Lot Size0.25 acres (10,890 sqft)
Owner2 Individual Names on File
Last Sale$115,000 (Dec 2020)
Tax Bill$893 (2025)
Deeds & MortgagesApr 2021 Line of Credit
Dec 2020 Sale
Flood ZoneZone X (minimal risk)
APN4951-14-34-7561

Property Details

APN / Parcel Number

Primary APN4951-14-34-7561
Alternative APN
  • 100118573

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,578 sqft Living Area
1st Floor Area1,578 sqft
Basement Area750 sqft
Unfinished Basement750 sqft
FlooringWood
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1997
Exterior MaterialAsbestos
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area10,890 sqft (0.25 acres)
PorchSlab
Porch Area60 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number100118573
Street Address321 N BRIDGE ST
CityELKIN
StateNC
Zip28621-3406
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR8
Legal DescriptionLT 7 & P.O 6 BK 22 ELKIN LAND CO
Legal SubdivisionELKIN A - RESIDENTIAL
Legal Lot Number7
JurisdictionSURRY NC
Township / Civil DivisionELKIN
Census Block Group4
Census Block4022
Census Tract930901

Owner

Source: Surry County assessment roll, APN 4951-14-34-7561, as of November 24, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address321 N BRIDGE ST, ELKIN, NC 28621-3406
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 01, 2021Deed of Trust, Mortgage · Line of Credit
STATE EMPLOYEES CREDIT UNION
Dec 21, 2020Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 21, 2020 · Amount on Record
Deed SaleDec 21, 2020 · Amount on Record
Prior SaleNov 01, 1997 · Amount on Record
Deed Document Number2020679319
Deed Book / Page1740 / 504
Record UpdatedSep 20, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSURRY NC
Property Address321 N BRIDGE ST, ELKIN, NC 28621-3406
Transaction TypeMortgage
Record UpdatedApr 28, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1755/371
DateApr 01, 2021
Book Page1755/371
Instrument682621
Lender
NameSTATE EMPLOYEES CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSURRY NC
Recording DateDec 21, 2020
Property Address321 N BRIDGE ST, ELKIN, NC 28621-3406
Document Number1740/504
Book / Page1740 / 504
Instrument DateDec 18, 2020
Instrument679319
Transaction TypeTransfer
Record UpdatedSep 28, 2021

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address321 N BRIDGE ST, ELKIN, NC 28621-3406
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Surry County assessment roll as of November 24, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountySurry County
MunicipalityElkin Town
Unified School DistrictElkin City Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$893.00 (+49.83%)$132,970 (+23.11%) Land $15,200 Building $117,770$132,970 (+23.11%) Land $15,200 Building $117,770
2023$596.00$108,010 Land $14,400 Building $93,610$108,010 Land $14,400 Building $93,610

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Surry County (37171C), as of January 11, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371719309014, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims1 (1979)
Most Recent ClaimSep 1979 · tidal / storm surge

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Historic DistrictWithin the Gwyn Avenue-Bridge Street Historic District
listed 2007 · 125 contributing resources · NRIS 07000882

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, 109 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Surry Telephone Membership
Fiber		2,500 / 2,500
Brightspeed
Fiber		2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000

May also be available: T-Mobile USA.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system NC0286020, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemTOWN OF ELKIN
serves 4,076 people
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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