321 N 8th Ave W, Duluth, MN 55806 Property Records

St. Louis County property record for 321 N 8th Ave W, Duluth, MN 55806

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,311 sqft · built 1903
Lot Size0.148 acres (6,482 sqft)
OwnerIndividual Name on File
Last Sale$300,000 (Dec 2025)
Tax Bill$3,280 (2026)
Deeds & MortgagesDec 2025 Sale & Mortgage
May 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN010-1270-01720

Property Details

APN / Parcel Number

Primary APN010-1270-01720
Alternative APNs
  • 1050614
  • 1148695
  • 1192358

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,311 sqft Gross Area
1st Floor Area658 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1903
Effective Year BuiltEffective 1903
Exterior MaterialMetal
Construction TypeFrame
Roof TypeFlat
Lot Area6,482 sqft (0.148 acres)
Garage Area576 sqft

Exterior Amenities

Pool TypeSpa / Hot Tub (No Pool)
PorchSlab
Porch Area399 sqft
Deck Area40 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelGas

Location & Zoning

Account Number1192358
Street Address321 N 8TH AVE W
CityDULUTH
StateMN
Zip55806-2206
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionS 75 FT EX S 10 FT FOR ALLEY OF LOTS 130& 132 SERIAL #
Legal SubdivisionDULUTH PROPER THIRD DIVISION
Legal Block36
Legal Lot Number130,132
JurisdictionST LOUIS MN
Township / Civil DivisionDULUTH
Census Block Group1
Census Block1012
Census Tract2000

Owner

321 N 8th Ave W is owned and occupied by an individual who bought it in December 2025.

Source: St. Louis County records, as of August 17, 2026

Owner of RecordIndividual Name on File
Mailing Address321 N 8TH AVE W, DULUTH, MN 55806-2206
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 16, 2025Warranty Deed, Transfer · Conventional Mortgage
NORTH SHORE BANK OF COMMERCE
May 16, 2023Warranty Deed, Transfer · Conventional Mortgage
BREMER BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 16, 2025 · Amount on File
Deed SaleDec 16, 2025 · Amount on File
Prior SaleMay 16, 2023 · Amount on File
Deed Document Number20251524162
Record UpdatedSep 20, 2026

December 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateDec 16, 2025
Property Address321 N 8TH AVE W, DULUTH, MN 55806-2206
Document Number0001524162
Instrument DateDec 1, 2025
Instrument1524162
Transaction TypeTransfer
Record UpdatedJan 9, 2026
Title CompanyRESULTS TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$990.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address321 N 8TH AVE W, DULUTH, MN 55806-2206

Mortgage

Document Number0001524163
DateDec 16, 2025
Instrument1524163
Lender
NameNORTH SHORE BANK OF COMMERCE
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueJan 1, 2041

May 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateMay 16, 2023
Property Address321 N 8TH AVE W, DULUTH, MN 55806-2206
Document Number0001466527
Instrument DateMay 3, 2023
Instrument1466527
Transaction TypeTransfer
Record UpdatedJun 13, 2023
Title CompanyNOT AVAILABLE, THE TITLE TEAM NORTH SHORE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$924.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address321 N 8TH AVE W, DULUTH, MN 55806-2206

Mortgage

Document Number0001466528
DateMay 16, 2023
Instrument1466528
Lender
NameBREMER BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMay 1, 2053

Tax Assessment & Valuation

The 2026 property tax bill for 321 N 8th Ave W was $3,280 with a homeowner's exemption, up 9.9% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityDuluth City
Unified School DistrictDuluth Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,280.00 (+9.92%) Homeowner's exemption
2025$2,984.00 (+3.04%) Homeowner's exemption$269,100 (+12.59%) Land $77,300 Building $191,800$269,100 (+12.59%) Land $77,300 Building $191,800
2024$2,896.00$239,000 Land $74,800 Building $164,200$239,000 Land $74,800 Building $164,200
2022$204,400 Land $67,800 Building $136,600$204,400 Land $67,800 Building $136,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 321 N 8th Ave W in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 321 N 8th Ave W has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDuluth
serves 86,859 people · EPA ID MN1690011
Water SourceSurface water
Last State InspectionFeb 2025
Lead8 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Oct 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 378 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Airfiber
Fixed Wireless
100 / 20

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