King County property record for 321 N 81st St, Seattle, WA 98103
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,220 sqft · built 2017 |
| Lot Size | 0.087 acres (3,774 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,988,000 (Feb 2023) |
| Tax Bill | $21,955 (2026) |
| Deeds & Mortgages | Feb 2023 Sale & Mortgage Jun 2020 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 643050-0065 |
| Primary APN | 643050-0065 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,220 sqft Living Area |
| Gross Area | 3,670 sqft |
| 1st Floor Area | 1,160 sqft |
| 2nd Floor Area | 1,250 sqft |
| Basement Area | 810 sqft |
| Finished Basement | 810 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Lot Area | 3,774 sqft (0.087 acres) |
| Garage Type | Attached |
| Garage Area | 450 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 330 sqft |
| Deck Area | 100 sqft |
| Heating System | Heat Pump |
|---|---|
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 643050006508 |
|---|---|
| Street Address | 321 N 81ST ST |
| City | SEATTLE |
| State | WA |
| Zip | 98103-4213 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NR3 |
| Legal Description | OSNERS 2ND ADD E 37.5 FT OF W 70 FT OF N 1/2 PLAT BLOCK: 12 PLAT LOT: 3 |
| Legal Range | 04 |
| Legal Township | 25 |
| Legal Section | 06 |
| Legal Subdivision | OSNERS 2ND ADD |
| Legal Block | 12 |
| Legal Lot Number | 3 |
| Jurisdiction | KING WA |
| Township / Civil Division | SEATTLE |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 2800 |
321 N 81st St is owned and occupied by two individuals who bought it in February 2023.
Source: King County records, as of July 7, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 321 N 81ST ST, SEATTLE, WA 98103-4213 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Feb 15, 2023 | Warranty Deed, Transfer · Conventional Mortgage US BANK NA |
| Jun 23, 2020 | Quit Claim Deed, Transfer VANTAGE PT TITLE INC |
| Jun 23, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage BETTER MORTGAGE CORPORATION |
| Sep 6, 2017 | Warranty Deed, Subdivision Related Transfer SOFI LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 15, 2023 · Amount on File |
| Deed Sale | Feb 15, 2023 · Amount on File |
| Prior Sale | Sep 6, 2017 · Amount on File |
| Deed Document Number | 2023447 |
| Prior Transfer Date | Jun 17, 2020 |
| Prior Transfer Doc | 0000000910 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KING WA |
| Recording Date | Feb 15, 2023 |
| Property Address | 321 N 81ST ST, SEATTLE, WA 98103-4213 |
| Document Number | 0000000447 |
| Map Reference | VOL 12 PG 3 |
| Instrument Date | Feb 1, 2023 |
| Instrument | 20230215000447 |
| Transaction Type | Transfer |
| Record Updated | Feb 24, 2023 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $41,252.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 321 N 81ST ST, SEATTLE, WA 98103-4213 |
| Document Number | 0000000448 |
|---|---|
| Date | Feb 15, 2023 |
| Instrument | 20230215000448 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2053 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KING WA |
| Recording Date | Jun 23, 2020 |
| Property Address | 321 N 81ST ST, SEATTLE, WA 98103-4213 |
| Document Number | 0000000910 |
| Instrument Date | Jun 17, 2020 |
| Instrument | 202006230910 |
| Transaction Type | Transfer |
| Record Updated | Jul 1, 2020 |
| Title Company | VANTAGE PT TITLE INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 8306 GREENWOOD AVE N #30932 SEATTLE WA 981034235, 30932, SEATTLE, WA 98103-4235 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KING WA |
| Recording Date | Jun 23, 2020 |
| Property Address | 321 N 81ST ST, SEATTLE, WA 98103-4213 |
| Document Number | 0000000908 |
| Map Reference | VOL 12 PG 3 |
| Instrument Date | Jun 17, 2020 |
| Instrument | 20200623000908 |
| Transaction Type | Transfer |
| Record Updated | Dec 16, 2021 |
| Title Company | VANTAGE POINT TITLE INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8306 GREENWOOD AVE N # 30932, 30932, SEATTLE, WA 98103-4235 |
| Document Number | 0000000909 |
|---|---|
| Date | Jun 23, 2020 |
| Instrument | 20200623000909 |
| Name | BETTER MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KING WA |
| Recording Date | Sep 6, 2017 |
| Property Address | 321 N 81ST ST, SEATTLE, WA 98103-4213 |
| Document Number | 0000000982 |
| Instrument Date | Aug 30, 2017 |
| Instrument | 201709060982 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Sep 12, 2017 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 8306 GREENWOOD AVE N #30932 SEATTLE WA 981131321, 30932, SEATTLE, WA 98113-1321 |
| Document Number | 983 |
|---|---|
| Date | Sep 6, 2017 |
| Instrument | 201709060983 |
| Name | SOFI LNDG |
|---|---|
| Address | 375 HEALDSBURG AVE # 280, HEALDSBURG, CA 95448-4151 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Sep 5, 2047 |
The 2026 property tax bill for 321 N 81st St was $21,955.
Source: King County assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | Washington |
| County | King County |
| Municipality | Seattle City |
| Unified School District | Seattle Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $21,955.00 | ||
| 2025 | $2,153,000 (+16.13%) Land $528,000 Building $1,625,000 | $2,153,000 (+16.13%) Land $528,000 Building $1,625,000 | |
| 2024 | $17,637.00 | $1,854,000 Land $599,000 Building $1,255,000 | $1,854,000 Land $599,000 Building $1,255,000 |
| 2022 | $16,392.00 | $1,956,000 Land $528,000 Building $1,428,000 | $1,956,000 Land $528,000 Building $1,428,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 321 N 81st St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 321 N 81st St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SEATTLE PUBLIC UTILITIES serves 1,161,961 people · EPA ID WA5377050 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 1,119 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| CenturyLink Fiber · DSL in parts of the area | 2,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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