McCracken County property record for 321 N 5th St, Paducah, KY 42001
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 3,762 sqft · built 1882 |
| Lot Size | 0.29 acres (12,629 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $910 (2025) |
| Deeds & Mortgages | Jan 2026 Line of Credit |
| Flood Zone | Zone X (reduced by levee) |
| APN | 112-13-06-004 |
| Primary APN | 112-13-06-004 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 3,762 sqft Living Area |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1882 |
|---|---|
| Effective Year Built | Effective 1882 |
| Exterior Material | Other |
| Roof Type | Flat |
| Roof Material | Composition Shingle |
| Lot Area | 12,629 sqft (0.29 acres) |
| Lot Dimensions | 173 ft deep x 73 ft wide |
| Porch | Slab |
| Porch Area | 168 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Space Heater |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 14867 |
|---|---|
| Street Address | 321 N 5TH ST |
| City | PADUCAH |
| State | KY |
| Zip | 42001-0724 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1-40-5 73 X 173 321 NO 5TH ST L118 B18 |
| Legal Subdivision | NONE |
| Legal Block | 18 |
| Legal Lot Number | 118 |
| Jurisdiction | MCCRACKEN KY |
| Township / Civil Division | PADUCAH |
| Census Block Group | 2 |
| Census Block | 2036 |
| Census Tract | 30300 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Lower Town Neighborhood District listed 1982 · 141 contributing resources · NRIS 82002736 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: McCracken County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 321 N 5TH ST, PADUCAH, KY 42001-0724 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Estate |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCCRACKEN KY |
| Property Address | 321 N 5TH ST, PADUCAH, KY 42001-0724 |
| Transaction Type | Mortgage |
| Record Updated | Jan 30, 2026 |
| Name | Verified Name |
|---|---|
| Address | 321 N 5TH ST, PADUCAH, KY 42001-0724 |
| Document Number | 00M1866/95 |
|---|---|
| Date | Jan 12, 2026 |
| Book Page | M1866/95 |
| Instrument | 731555 |
| Name | THE PADUCAH BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | PADUCAH, KY 42002 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Dec 25, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: McCracken County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | McCracken County |
| Municipality | Paducah City |
| Unified School District | Paducah Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $334,400 (+10.18%) | $334,400 (+10.18%) | |
| 2025 | $910.00 (-76%) Homeowner's exemption | $303,500 (-) | $303,500 (-) |
| 2023 | $3,792.00 (-3.34%) Homeowner's exemption | $303,500 (+15.4%) | $303,500 (+15.4%) |
| 2022 | $3,923.00 Homeowner's exemption | $263,000 | $263,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Mar 1979 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PADUCAH WATER WORKS serves 65,004 people · EPA ID KY0730533 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Right Fiber Fiber | 5,000 / 5,000 |
| PPS Fibernet Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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