321 N 5th St, Mascoutah, IL 62258 Property Records

St. Clair County property record for 321 N 5th St, Mascoutah, IL 62258

Property Summary

Property Type	Single Family Home
Details	2 ba · 872 sqft · built 1949
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on Record
Last Sale	$141,500 (Sep 2020)
Tax Bill	$3,636 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage
APN	`10-31-0-207-009`

Property Details

APN / Parcel Number

Primary APN	`10-31-0-207-009`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	872 sqft Living Area
Basement Area	872 sqft
Unfinished Basement	872 sqft

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1997
Construction Type	Frame
Lot Area	8,276 sqft (0.19 acres)
Garage Area	288 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	274 sqft
Deck Area	260 sqft
Patio Area	260 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	321 N 5TH ST
City	MASCOUTAH
State	IL
Zip	62258-1817
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ELM RIDGE SUB LOT/SEC-8 A02666976
Legal Subdivision	ELM RIDGE SUB
Legal Block	207
Jurisdiction	ST CLAIR IL
Township / Civil Division	MASCOUTAH
Census Block Group	2
Census Block	2022
Census Tract	504357

Owner

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	321 N 5TH ST, MASCOUTAH, IL 62258-1817
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 14, 2020 · Amount on Record
Deed Sale	Sep 14, 2020 · Amount on Record
Prior Sale	Mar 13, 2012 · Amount on Record
Deed Document Number	20202666976
Record Updated	Oct 29, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Sep 14, 2020
Property Address	321 N 5TH ST, MASCOUTAH, IL 62258-1817
Document Number	00A2666976
Instrument Date	Sep 11, 2020
Instrument	2666976
Transaction Type	Transfer
Record Updated	Nov 6, 2020
Title Company	TOWN AND COUNTRY TITLE COMPANY, TOWN & CNTRY TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$212.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	321 N 5TH ST MASCOUTAH IL 622581817, MASCOUTAH, IL 62258-1817

Mortgage

Document Number	A2666977
Date	Sep 14, 2020
Instrument	2666977

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 13, 2050

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	Mascoutah Township
Municipality	Mascoutah City
Unified School District	Mascoutah Community Unit School District 19 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,636.00 (+45.97%)	$56,306 (+29.35%) Land $5,685 Building $50,621	$168,918 (+29.35%) Land $17,055 Building $151,863
2022		$43,531 Land $4,395 Building $39,136	$130,593 Land $13,185 Building $117,408
2019	$2,491.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MASCOUTAH serves 8,759 people · EPA ID IL1630800
Water Source	Purchased surface water from S L M WATER COMMISSION
Last State Inspection	Jan 2025
Lead	5 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30

May also be available: Verizon.

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