321 N 5th St, Hannibal, MO 63401 Property Records

Marion County property record for 321 N 5th St, Hannibal, MO 63401

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,964 sqft · built 1910
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on Record
Tax Bill	$1,017 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Jul 2020 Refinance + 5 more
Flood Zone	Zone X (minimal risk)
APN	`H6964`

Property Details

APN / Parcel Number

Primary APN	`H6964`
Alternative APN	`010.09.29.1.23.014.000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,964 sqft Living Area
Basement Area	965 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1910
Exterior Material	Combination
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	4,356 sqft (0.1 acres)
Lot Dimensions	142 ft deep x 329 ft wide

Exterior Amenities

Porch	Enclosed Porch
Porch Area	258 sqft
Shed	1 Shed
Shed Area	360 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	H6964
Street Address	321 N 5TH ST
City	HANNIBAL
State	MO
Zip	63401-3515
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBD O.T., BLK 31, S 329 LOT 4 DIM DEED-329 X 142
Legal Block	31
Legal Lot Number	4
Jurisdiction	MARION MO
Township / Civil Division	MASON
Census Block Group	3
Census Block	3012
Census Tract	960500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Central Park Historic District listed 1982 · 266 contributing resources · NRIS 82000586

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Marion County records, as of March 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	321 N 5TH ST, HANNIBAL, MO 63401-3515
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2026	Deed of Trust, Mortgage · Line of Credit F AND M BANK AND TRUST COMPANY
Jul 20, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance F&M BANK AND TRUST COMPANY
Mar 16, 2006	Deed of Trust, Mortgage · ARM WELLS FARGO BANK NA
Mar 16, 2006	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SOUTHSTAR FUNDING LLC
Dec 13, 2024	Deed of Trust, Mortgage · Closed-End Mortgage F&M BANK & TRUST CO
Nov 14, 2025	Intrafamily Transfer, Transfer
Aug 20, 2008	Special Warranty Deed, Transfer · Line of Credit HNB NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 20, 2008
Deed Sale	Aug 20, 2008
Deed Document Number	2008R002571
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION MO
Recording Date	Jul 14, 2026
Property Address	321 N 5TH ST, HANNIBAL, MO 63401-3515
Document Number	0000002109
Instrument Date	Jul 6, 2026
Instrument	20262109
Transaction Type	Mortgage
Record Updated	Jul 27, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 N 5TH ST, HANNIBAL, MO 63401-3515

Mortgage

Document Number	0000002109,
Date	Jul 14, 2026
Instrument	20262109

Lender

Name	F AND M BANK AND TRUST COMPANY

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	108 Months
Due	Jul 1, 2035

Interest

Rate	6.48%
Max Rate	-1%

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION MO
Property Address	321 N 5TH ST, HANNIBAL, MO 63401-3515
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020R002601
Date	Jul 20, 2020
Instrument	2020R002601

Lender

Name	F&M BANK AND TRUST COMPANY

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	109 Months
Due	Aug 1, 2029

March 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION MO
Property Address	321 N 5TH ST, HANNIBAL, MO 63401-3515
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00565/4941
Date	Mar 16, 2006
Book Page	565/4941
Instrument	52653

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	DES MOINES, IA 50306

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2036
Prepayment Penalty	24 Months

Interest

Rate Type	Adjustable Rate
Rate	7.95%
Type Change Date	Apr 1, 2008
Change Frequency	6 Months
Min Rate At Change	4.95%
Max Rate At Change	10.9%
Index	6-Month LIBOR
Max Rate	13.9%

March 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION MO
Property Address	321 N 5TH ST, HANNIBAL, MO 63401-3515
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	00566/4964
Date	Mar 16, 2006
Book Page	566/4964
Instrument	52654

Lender

Name	SOUTHSTAR FUNDING LLC
Type	Subprime Lender
Address	ATLANTA, GA 30350

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2036

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION MO
Property Address	321 N 5TH ST, HANNIBAL, MO 63401-3515
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2024R003266
Date	Dec 13, 2024
Instrument	2024R003266

Lender

Name	F&M BANK & TRUST CO
Type	Bank

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	108 Months
Due	Dec 1, 2033

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARION MO
Recording Date	Nov 14, 2025
Property Address	321 N 5TH ST, HANNIBAL, MO 63401-3515
Document Number	2025R003480
Instrument Date	Nov 12, 2025
Instrument	2025R003480
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 N 5TH ST, HANNIBAL, MO 63401-3515
Investor	Possibly a Property Investor

August 2008: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MARION MO
Recording Date	Aug 20, 2008
Property Address	321 N 5TH ST, HANNIBAL, MO 63401-3515
Document Number	2008R002571
Instrument Date	Aug 6, 2008
Instrument	2008R002571
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 N 5TH ST, HANNIBAL, MO 63401-3515

Mortgage

Document Number	2008R002572
Date	Aug 20, 2008
Instrument	2008R002572

Lender

Name	HNB NATIONAL BANK
Type	Non-Lending Institution

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Marion County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Marion County
Municipality	Hannibal City
Unified School District	Hannibal 60 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,017.00 (+30.38%)	$15,720 (+25.86%) Land $370 Building $15,350	$82,740 (+25.78%) Land $1,940 Building $80,800
2023	$780.00	$12,490 Land $330 Building $12,160	$65,780 Land $1,760 Building $64,020

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 13, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	6 (1983–1993)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Jul 1993 · Severe Storms & Flooding
Claims by Event	Severe Storms & Flooding, Jul 1993 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HANNIBAL PWS serves 17,108 people · EPA ID MO2010344
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · Aug 2023 Treatment failure resolved · Oct 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Chariton Valley Communication.

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