321 N 4th St, Sterling, CO 80751 Property Records

Logan County property record for 321 N 4th St, Sterling, CO 80751

Property Summary

Property Type	Duplex
Details	3 bd · 3 ba · 1,730 sqft · built 1912
Lot Size	0.161 acres (7,013 sqft)
Owner	Individual Name on File
Last Sale	$110,000 (Sep 2025)
Tax Bill	$840 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Sep 2025 Transfer + 3 more
Flood Zone	Zone X (moderate risk)
APN	`38052529430003`

Property Details

APN / Parcel Number

Primary APN	`38052529430003`
Alternative APN	`3761000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	6 Rooms
Units	2 Units
Stories	1 Story
Building Area	1,730 sqft Heated Area
1st Floor Area	1,028 sqft
Basement Area	1,008 sqft
Finished Basement	904 sqft
Unfinished Basement	104 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1912
Effective Year Built	Effective 1930
Architectural Style	Duplex Single
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Material	Composition Shingle
Lot Area	7,013 sqft (0.161 acres)
Lot Dimensions	140 ft deep x 50 ft wide

Exterior Amenities

Porch	Slab
Porch Area	273 sqft
Deck Area	63 sqft
Patio Area	63 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	3761000
Street Address	321 N 4TH ST
City	STERLING
State	CO
Zip	80751-3359
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	SE 40' X 50' LOT 7 & S 50' X 100' LOT 8 BLK 24 K&S ADDN; STERLING
Legal Range	52W
Legal Township	08N
Legal Section	29
Legal Subdivision	K&S ADDN
Legal Block	24
Legal Lot Number	7-8
Jurisdiction	LOGAN CO
Township / Civil Division	STERLING
Census Block Group	2
Census Block	2051
Census Tract	966200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Downtown Sterling Historic District listed 2013 · 54 contributing resources · NRIS 13000592

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

321 N 4th St, a duplex, is owned by an individual who bought it in September 2025.

Source: Logan County records, as of May 14, 2026

Owner of Record	Individual Name on File
Mailing Address	4210 POUDRE CANYON RD, BELLVUE, CO 80512-7304
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2026	Deed of Trust, Mortgage · Line of Credit TBK BANK SSB
Sep 22, 2025	Intrafamily Transfer, Transfer STEWART TITLE
Sep 22, 2025	Warranty Deed, Transfer STEWART TITLE
Dec 3, 2019	Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK
Aug 31, 2018	Warranty Deed, Transfer STEWART TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 22, 2025 · Amount on File
Deed Sale	Sep 22, 2025 · Amount on File
Prior Sale	Aug 31, 2018 · Amount on File
Deed Document Number	2025776988
Deed Book / Page	1065 / 194
Prior Transfer Date	Jul 6, 2006
Prior Transfer Doc	0000677711
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOGAN CO
Property Address	321 N 4TH ST, STERLING, CO 80751-3359
Transaction Type	Mortgage
Record Updated	May 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	340 VIVIAN ST, LONGMONT, CO 80501-4841

Mortgage

Document Number	0000779016
Date	Feb 25, 2026
Book Page	1067/222
Instrument	779016

Lender

Name	TBK BANK SSB
Type	Bank
Address	STERLING, CO 80751

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	6 Months
Due	Aug 9, 2026

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LOGAN CO
Recording Date	Sep 22, 2025
Property Address	321 N 4TH ST, STERLING, CO 80751-3359
Document Number	0000776987
Book / Page	1065 / 193
Instrument Date	Sep 22, 2025
Instrument	776987
Transaction Type	Transfer
Record Updated	May 14, 2026
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4210 POUDRE CANYON RD, BELLVUE, CO 80512-7304
Investor	Possibly a Property Investor

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOGAN CO
Recording Date	Sep 22, 2025
Property Address	321 N 4TH ST, STERLING, CO 80751-3359
Document Number	0000776988
Book / Page	1065 / 194
Instrument Date	Sep 17, 2025
Instrument	776988
Transaction Type	Transfer
Record Updated	May 14, 2026
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Tax	$11.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	340 VIVIAN ST, LONGMONT, CO 80501-4841

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOGAN CO
Property Address	321 N 4TH ST, STERLING, CO 80751-3359
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST INTEGRITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000747387
Date	Dec 3, 2019
Book Page	1035/0570
Instrument	747387

Lender

Name	FIRST NATIONAL BANK
Type	Bank
Address	LOVELAND, CO 80538

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOGAN CO
Recording Date	Aug 31, 2018
Property Address	321 N 4TH ST, STERLING, CO 80751-3359
Document Number	0000741155
Book / Page	001029 / 000332
Instrument Date	Aug 23, 2018
Instrument	741155
Transaction Type	Transfer
Record Updated	Sep 12, 2018
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	321 N 4TH ST STERLING CO 807513359, STERLING, CO 80751-3359

Tax Assessment & Valuation

The 2025 property tax bill for 321 N 4th St was $840, up 94.4% from the year before.

Source: Logan County assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Logan County
Municipality	Sterling City
Unified School District	Valley School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$840.00 (+94.44%)	$10,021 (+7.18%)	$160,322 (+14.79%) Land $35,000 Building $125,322
2024	$432.00 (+16.76%)	$9,350 (-91.26%)	$139,660 (+30.54%) Land $30,660 Building $109,000
2023	$370.00 (-35.2%)	$106,990 (+1,369.64%) Land $26,250 Building $80,740	$106,990 (-) Land $26,250 Building $80,740
2022	$571.00	$7,280 Land $1,790 Building $5,490	$106,990 Land $26,250 Building $80,740

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 321 N 4th St in Zone X, an area of moderate flood risk, though there have been 6 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective May 29, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	6 (1982–2015)
Most Recent Claim	May 2015 · Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Heavy Rain, Flash Floods, Flooding, Mudslides, Jul 1997 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 321 N 4th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF STERLING serves 15,100 people · EPA ID CO0138045
Water Source	Groundwater influenced by surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 439 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
ElektraFi Fixed Wireless	400 / 80
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Kentec Communications, Vistabeam.

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