321 N 3rd St, Oakland, MD 21550 Property Records

Garrett County property record for 321 N 3rd St, Oakland, MD 21550

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,062 sqft · built 1952
Lot Size0.495 acres (21,550 sqft)
OwnerCompany Name on Record
Tax Bill$3,045 (2026)
Flood ZoneZone X (minimal risk)
APN17-008870

Property Details

APN / Parcel Number

Primary APN17-008870
Alternative APN
  • 008870

Interior

Full Baths2 Baths
Stories1 Story
Building Area2,062 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1952
Architectural StyleConventional
Exterior MaterialBrick
Roof MaterialComposition Shingle
Lot Area21,550 sqft (0.495 acres)
Garage TypeAttached
Garage Area192 sqft
PorchPorch
Porch Area400 sqft
Deck Area360 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number008870
Street Address321 N 3RD ST
CityOAKLAND
StateMD
Zip21550-1111
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal Description0.49 AC 321 N 3RD ST OAKLAND
JurisdictionGARRETT MD
Township / Civil Division7, EAST OAKLAND
Census Block Group2
Census Block2012
Census Tract601

Owner

Source: Garrett County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address321 N 3RD ST, OAKLAND, MD 21550-1111
OccupancyOwner Occupied
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 8, 2009
Deed SaleApr 8, 2009
Prior SaleMay 24, 2002 · Amount on Record
Deed Document Number200990303
Deed Book / Page1423 / 24
Transfer Doc0000000018
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Garrett County assessment roll, as of July 27, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyGarrett County
MunicipalityOakland Town
Unified School DistrictGarrett County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,045.00 (+5%) Homeowner's exemption$218,300 (+5.36%)$240,500 (+16.07%) Land $25,000 Building $215,500
2025$2,030.00 (+19.06%) Homeowner's exemption$207,200 (+14.64%) Land $25,000 Building $182,200$207,200 (-) Land $25,000 Building $182,200
2023$1,705.00 Homeowner's exemption$180,733$207,200 Land $25,000 Building $182,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 1, 2019

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF OAKLAND
serves 1,850 people · EPA ID MD0110008
Water SourceSurface water
Last State InspectionMay 2025
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mountain Communications
Fiber
1,000 / 1,000
Glo Fiber
Cable
1,000 / 50
Pogozone powered by Neubeam
Fixed Wireless
300 / 40
Verizon
Fixed Wireless
300 / 20

May also be available: T-Mobile, Xfinity.

Nearby Properties on N 3rd St

Nearby Streets

Search Property Records by Address or Parcel Number