Garrett County property record for 321 N 3rd St, Oakland, MD 21550
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,062 sqft · built 1952 |
| Lot Size | 0.495 acres (21,550 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $3,045 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-008870 |
| Primary APN | 17-008870 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,062 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 21,550 sqft (0.495 acres) |
| Garage Type | Attached |
| Garage Area | 192 sqft |
| Porch | Porch |
| Porch Area | 400 sqft |
| Deck Area | 360 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Connected |
| Account Number | 008870 |
|---|---|
| Street Address | 321 N 3RD ST |
| City | OAKLAND |
| State | MD |
| Zip | 21550-1111 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | 0.49 AC 321 N 3RD ST OAKLAND |
| Jurisdiction | GARRETT MD |
| Township / Civil Division | 7, EAST OAKLAND |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 601 |
Source: Garrett County records, as of July 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 321 N 3RD ST, OAKLAND, MD 21550-1111 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 8, 2009 |
| Deed Sale | Apr 8, 2009 |
| Prior Sale | May 24, 2002 · Amount on Record |
| Deed Document Number | 200990303 |
| Deed Book / Page | 1423 / 24 |
| Transfer Doc | 0000000018 |
| Record Updated | Oct 29, 2026 |
Source: Garrett County assessment roll, as of July 27, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Garrett County |
| Municipality | Oakland Town |
| Unified School District | Garrett County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,045.00 (+5%) Homeowner's exemption | $218,300 (+5.36%) | $240,500 (+16.07%) Land $25,000 Building $215,500 |
| 2025 | $2,030.00 (+19.06%) Homeowner's exemption | $207,200 (+14.64%) Land $25,000 Building $182,200 | $207,200 (-) Land $25,000 Building $182,200 |
| 2023 | $1,705.00 Homeowner's exemption | $180,733 | $207,200 Land $25,000 Building $182,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 1, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF OAKLAND serves 1,850 people · EPA ID MD0110008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mountain Communications Fiber | 1,000 / 1,000 |
| Glo Fiber Cable | 1,000 / 50 |
| Pogozone powered by Neubeam Fixed Wireless | 300 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile, Xfinity.
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