321 N 3rd St, La Salle, CO 80645 Property Records

Weld County property record for 321 N 3rd St, La Salle, CO 80645

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,408 sqft · built 1939
Lot Size	0.228 acres (9,950 sqft)
Owner	Individual Name on File
Tax Bill	$993 (2025)
Deeds & Mortgages	May 2023 Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`9613-14-0-50-08`

Property Details

APN / Parcel Number

Primary APN	`9613-14-0-50-08`
Alternative APNs	`0961-31-4-05-008` `R4052086`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,408 sqft Living Area
Gross Area	1,888 sqft
1st Floor Area	836 sqft
Basement Area	572 sqft
Finished Basement	572 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1939
Architectural Style	Ranch
Exterior Material	Combination
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	9,950 sqft (0.228 acres)
Lot Width	50 ft Width
Garage Type	Attached
Garage Area	480 sqft
Porch	Porch
Porch Area	220 sqft

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	R4052086
Street Address	321 N 3RD ST
City	LA SALLE
State	CO
Zip	80645-3211
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAS 11684 L3 BLK10 MC CUTCHEONS 2ND
Legal Range	65W
Legal Township	5N
Legal Section	31
Legal Subdivision	MC CUTCHEONS 2ND ADD
Legal Block	10
Legal Lot Number	3
Jurisdiction	WELD CO
Township / Civil Division	LA SALLE-GILCREST
Census Block Group	2
Census Block	2005
Census Tract	1700

Owner

321 N 3rd St is owned and occupied by an individual who acquired it in February 2006.

Source: Weld County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	321 N 3RD ST, LA SALLE, CO 80645-3211
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 1, 1995
Deed Sale	Mar 1, 1995
Prior Sale	Dec 6, 1994 · Amount on File
Last Transfer Date	Feb 16, 2006
Transfer Doc	0003366272
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELD CO
Property Address	321 N 3RD ST, LA SALLE, CO 80645-3211
Transaction Type	Mortgage
Record Updated	May 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004897361
Date	May 10, 2023
Instrument	4897361

Lender

Name	FINANCE OF AMERICA REVERSE LLC
Type	Reverse Mortgage Lender
Address	TULSA, OK 74133

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	827 Months
Due	Mar 31, 2092

Interest

Rate Type	Adjustable Rate
Rate	7.69%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2023
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	12.6%

Tax Assessment & Valuation

The 2025 property tax bill for 321 N 3rd St was $993, up 31.7% from the year before.

Source: Weld County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Weld County
Municipality	La Salle Town
Unified School District	Weld County School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$19,690 (-2.14%) Land $3,040 Building $16,650	$321,860 (-) Land $49,750 Building $272,110
2025	$993.00 (+31.7%)	$20,120 Land $3,110 Building $17,010	$321,860 Land $49,750 Building $272,110
2024	$754.00 (+10.4%)
2023	$683.00	$21,270 Land $3,370 Building $17,900	$314,396 Land $49,750 Building $264,646

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 321 N 3rd St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	10 (1999–2017)
Claims Outside the SFHA	1 of 10
Most Recent Claim	May 2017 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Sep 2013 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 321 N 3rd St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.2% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF LA SALLE serves 2,010 people · EPA ID CO0162466
Water Source	Purchased surface water from CENTRAL WELD CNTY WD
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
Rise Broadband Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20