321 N 3rd St, Grand Forks, ND 58203 Property Records

Grand Forks County property record for 321 N 3rd St, Grand Forks, ND 58203

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,958 sqft · built 1900
Lot Size0.132 acres (5,747 sqft)
OwnerCompany Name on File
Tax Bill$2,644 (2025)
Deeds & MortgagesJan 2018 Mortgage
Flood ZoneZone X (reduced by levee)
APN44000100084000

Property Details

APN / Parcel Number

Primary APN44000100084000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Units2 Units
Stories2 Stories
Building Area1,958 sqft Gross Area
1st Floor Area1,130 sqft
Basement Area1,116 sqft
Unfinished Basement1,116 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleDuplex Single
Lot Area5,747 sqft (0.132 acres)
Lot Dimensions104 ft deep x 55 ft wide

Location & Zoning

Street Address321 N 3RD ST
CityGRAND FORKS
StateND
Zip58203-3551
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUB: 440001 BLK: 10 LOT: 1,3 321 N 3RD ST FRONT 104.5' OF LOT 1 & B10 FRONT 104.5' OF NORTHWEST 5' OF LOT 3
Legal SubdivisionO.T. GRAND FORKS
Legal Block10
Legal Lot Number1,3
JurisdictionGRAND FORKS ND
Township / Civil DivisionGRAND FORKS
Census Block Group2
Census Block2004
Census Tract10100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Downtown Grand Forks Historic District
listed 2005 · 45 contributing resources · NRIS 05001475
Listed AreaWithin Blome, R. S., Granitoid Pavement in Grand Forks (Boundary Decrease)
listed 2010 · 8 contributing resources · NRIS 10000605

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

321 N 3rd St is owned by a company that acquired it in May 2014.

Source: Grand Forks County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on File
Mailing AddressPO BOX 7051, FARGO, ND 58106-7051
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 4, 2009
Deed SaleSep 4, 2009
Deed Document Number2009689953
Last Transfer DateMay 27, 2014
Transfer Doc742913
Record UpdatedOct 29, 2026

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGRAND FORKS ND
Property Address321 N 3RD ST, GRAND FORKS, ND 58203-3551
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000000780313
DateJan 16, 2018
Instrument000000780313
Lender
NameGATE CITY BANK
TypeBank
Agreement
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 321 N 3rd St was $2,644.

Source: Grand Forks County assessment roll, as of September 25, 2026

Property Jurisdictions

TypeName
StateNorth Dakota
CountyGrand Forks County
MunicipalityGrand Forks City
Unified School DistrictGrand Forks Public School District 1 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,644.00$85,500 Land $14,000 Building $71,500$171,000 Land $28,000 Building $143,000
2023$2,732.00$86,000 Land $11,500 Building $74,500$172,000 Land $23,000 Building $149,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 321 N 3rd St in Zone X, where a levee reduces flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies8 in force
Nearby Flood Claims128 (1978–2010)
Claims Outside the SFHA42 of 128
Most Recent ClaimMar 2010 · Flooding
Claims by Event
  • Severe Storms, Flooding, & Ground Saturation, Jul 2001 · 2 claims
  • Severe Flooding,severe Winter Storms, Snowmelt, Spring Rains, Apr 1997 · 104 claims
  • Severe Storms,flooding, & Ice Jams, Apr 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 321 N 3rd St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 96% of North Dakota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGRAND FORKS REGIONAL WTP
serves 57,339 people · EPA ID ND1800410
Water SourceSurface water
Last State InspectionJul 2025
Lead9 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Midco
Cable · Fixed Wireless in parts of the area
2,000 / 350
Verizon
Fixed Wireless
300 / 20

May also be available: Bluepeak, Halstad Telephone.

Nearby Properties on N 3rd St

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