Flagler County property record for 321 N 12th St, Flagler Beach, FL 32136
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,658 sqft · built 1985 |
| Lot Size | 0.202 acres (8,799 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $750,000 (Sep 2022) |
| Tax Bill | $10,840 (2025) |
| Deeds & Mortgages | Sep 2022 Sale Sep 2021 Line of Credit |
| Flood Zone | Zone AE (high risk) |
| APN | 01-12-31-5050-00030-0110 |
| Primary APN | 01-12-31-5050-00030-0110 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,658 sqft Living Area |
| Gross Area | 2,790 sqft |
| 1st Floor Area | 1,658 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Concrete |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 8,799 sqft (0.202 acres) |
| Lot Width | 80 ft Width |
| Driveway | Concrete Driveway |
| Driveway Area | 544 sqft |
| Pool Area | 572 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 321 N 12TH ST |
|---|---|
| City | FLAGLER BEACH |
| State | FL |
| Zip | 32136-3120 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PALMA VISTA SUBD BLOCK 3 LOT 11 OR BOOK 113 PAGE 52 OR 120 PG 431 OR 433/1943 OR 2020/ 1181 OR 2038/1943-DC PR 1864/ 32-DC OR OR 2038/1956 OR 2038/1956 OR 2038/1962 OR 2058/1599 |
| Legal Range | 31E |
| Legal Township | 12S |
| Legal Section | 01 |
| Legal Subdivision | PALMA VISTA SUBD |
| Legal Block | 3 |
| Legal Lot Number | 11 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | FLAGLER BEACH |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 60302 |
Source: Flagler County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 321 N 12TH ST, FLAGLER BEACH, FL 32136-3120 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 15, 2022 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Sep 24, 2021 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 15, 2022 · Amount on Record |
| Deed Sale | Sep 15, 2022 · Amount on Record |
| Prior Sale | Dec 12, 2014 · Amount on Record |
| Deed Document Number | 202246323 |
| Deed Book / Page | 2722 / 707 |
| Prior Transfer Date | Dec 4, 2014 |
| Prior Transfer Doc | 0020581599 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Sep 15, 2022 |
| Property Address | 321 N 12TH ST, FLAGLER BEACH, FL 32136-3120 |
| Document Number | 0027220707 |
| Book / Page | 2722 / 707 |
| Map Reference | MB 5 PG 47 |
| Instrument Date | Sep 8, 2022 |
| Instrument | 2022046323 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $5,250.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 321 N 12TH ST, 321, FLAGLER BEACH, FL 32136-3120 |
| Name | Verified Name |
|---|---|
| Address | 321 N 12TH ST, FLAGLER BEACH, FL 32136-3120 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 321 N 12TH ST, FLAGLER BEACH, FL 32136-3120 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2021 |
| Name | Verified Name |
|---|---|
| Address | 321 N 12TH ST, FLAGLER BEACH, FL 32136-3120 |
| Document Number | 0026081842 |
|---|---|
| Date | Sep 24, 2021 |
| Book Page | 2608/1842 |
| Instrument | 2021052388 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | ORLANDO, FL 32809 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Flagler County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Municipality | Flagler Beach City |
| Unified School District | Flagler County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,840.00 (-0.3%) | $554,916 (+13.3%) Land $176,000 Building $378,916 | $554,916 (+13.3%) Land $176,000 Building $378,916 |
| 2024 | $10,873.00 (+12.58%) | ||
| 2023 | $9,658.00 (+138.23%) | $489,756 (+98.21%) Land $176,000 Building $313,756 | $489,756 (+12.93%) Land $176,000 Building $313,756 |
| 2022 | $4,054.00 Homeowner's exemption | $247,095 | $433,692 Land $176,000 Building $257,692 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 4.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 270 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 272 units insured incl. 2 condo units |
| Nearby Flood Claims | 281 (1984–2024) |
| Claims Outside the SFHA | 50 of 281 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FLAGLER BEACH WTP serves 4,830 people · EPA ID FL2180349 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Verizon.
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