321 Mountain Rd, Holyoke, MA 01040 Property Records

Hampden County and Holyoke City property record for 321 Mountain Rd, Holyoke, MA 01040

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,800 sqft · built 1974
Lot Size	0.845 acres (36,804 sqft)
Owner	2 Individual Names on File
Tax Bill	$6,404 (2026)
Flood Zone	Zone X (minimal risk)
APN	`HOLY M:0199 B:0000 L:11`

Property Details

APN / Parcel Number

Primary APN	`HOLY M:0199 B:0000 L:11`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,800 sqft Living Area
Gross Area	3,237 sqft
1st Floor Area	955 sqft
Basement Area	1,404 sqft
Unfinished Basement	1,053 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	36,804 sqft (0.845 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	321 MOUNTAIN RD
City	HOLYOKE
State	MA
Zip	01040-9525
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Lot Number	11
Jurisdiction	HOLYOKE MA
Township / Civil Division	HOLYOKE
Census Block Group	1
Census Block	1014
Census Tract	812101

Owner

321 Mountain Rd is owned and occupied by two individuals.

Source: Hampden County and Holyoke City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	321 MOUNTAIN RD, HOLYOKE, MA 01040-9525
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

Tax Assessment & Valuation

The 2026 property tax bill for 321 Mountain Rd was $6,404, up 6.8% from the year before.

Source: Hampden County and Holyoke City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Holyoke City
Unified School District	Holyoke School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,404.00 (+6.8%)	$367,400 (+6.99%) Land $76,800 Building $286,900	$341,963 (-10.7%)
2025	$5,996.00 (+5.32%)	$343,400 (+14.31%) Land $71,800 Building $271,600	$382,945 (-5.02%)
2024	$5,693.00 (+4.61%)	$300,400 (+3.55%) Land $68,400 Building $232,000	$403,180
2023	$5,442.00	$290,100 Land $68,400 Building $221,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 321 Mountain Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 321 Mountain Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Netafy Fixed Wireless	150 / 150