321 Moody St, Ludlow, MA 01056 Property Records

Hampden County and Ludlow Town property record for 321 Moody St, Ludlow, MA 01056

Property Summary

Property Type	Commercial Building, Warehouse, Showroom
Details	74,720 sqft · built 1988
Lot Size	7.78 acres (338,976 sqft)
Owner	Company Name on File
Last Sale	$2,200,000 (Oct 2009)
Tax Bill	$51,917 (2026)
Deeds & Mortgages	Sep 2021 Refinance Apr 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`M:003-10500 B:109 L:0`

Property Details

APN / Parcel Number

Primary APN	`M:003-10500 B:109 L:0`
Alternative APNs	`LUDL M:3 B:10500 P:109` `5879`

Interior

Total Rooms	35 Rooms
Stories	1 Story
Building Area	74,720 sqft Total Area
Gross Area	76,854 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1991
Architectural Style	Townhouse
Exterior Material	Metal
Construction Type	Steel Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Metal
Lot Area	338,976 sqft (7.78 acres)

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Account Number	5879
Street Address	321 MOODY ST
City	LUDLOW
State	MA
Zip	01056-1246
Property Category	Commercial
Property Type	Commercial > Retail > Commercial Building, Warehouse, Showroom
Legal Block	10500
Jurisdiction	LUDLOW MA
Township / Civil Division	LUDLOW
Census Block Group	1
Census Block	1018
Census Tract	810414

Owner

321 Moody St, a commercial property, is owned by a company that bought it in October 2009.

Source: Hampden County and Ludlow Town records, as of October 20, 2026

Owner of Record	Company Name on File
Mailing Address	321 MOODY ST, LUDLOW, MA 01056-1246
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance TD BANK NA
Apr 8, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance TD BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 16, 2009 · Amount on File
Deed Sale	Oct 16, 2009 · Amount on File
Prior Sale	Nov 25, 1991 · Amount on File
Deed Document Number	200969583
Deed Book / Page	18031 / 438
Transfer Doc	0000013375
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUDLOW MA
Property Address	321 MOODY ST, LUDLOW, MA 01056-1246
Transaction Type	Mortgage
Record Updated	Oct 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	24152-185
Date	Sep 29, 2021
Book Page	24152/185
Instrument	68776

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUDLOW MA
Property Address	321 MOODY ST, LUDLOW, MA 01056-1246
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	23161-83
Date	Apr 8, 2020
Book Page	23161/83
Instrument	18156

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 321 Moody St was $51,917, up 0.5% from the year before.

Source: Hampden County and Ludlow Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
County Subdivision	Ludlow Town
Unified School District	Ludlow School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$51,917.00 (+0.55%)	$3,242,800 (+8.97%) Land $563,300 Building $2,679,500
2025	$51,634.00 (-2.69%)	$2,976,000 (+1.46%) Land $523,900 Building $2,452,100
2024	$53,062.00 (+1.69%)	$2,933,200 (+9.68%) Land $505,100 Building $2,428,100
2023	$52,178.00	$2,674,400 Land $459,200 Building $2,215,200

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 321 Moody St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 321 Moody St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICOPEE WATER DEPT (MWRA) serves 55,560 people · EPA ID MA1061000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Also Mapped Here	SPRINGFIELD WATER AND SEWER COMMISSION
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, as of December 31, 2025

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Moody St

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