321 Montclair St, Bakersfield, CA 93309 Property Records

Kern County property record for 321 Montclair St, Bakersfield, CA 93309

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,346 sqft · built 1984
Lot Size	0.198 acres (8,609 sqft)
Owner	2 Individual Names on Record
Last Sale	$233,000 (Aug 2017)
Tax Bill	$3,733 (2025)
Deeds & Mortgages	May 2021 Mortgage Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`020-560-14-00-0`

Property Details

APN / Parcel Number

Primary APN	`020-560-14-00-0`
Alternative APNs	`020-560-14-0` `0205601400` `02056014`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,346 sqft Living Area
Gross Area	3,061 sqft
1st Floor Area	2,346 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Construction Type	Frame
Lot Area	8,609 sqft (0.198 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	139 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Radiant

Location & Zoning

Account Number	020560140
Street Address	321 MONTCLAIR ST
City	BAKERSFIELD
State	CA
Zip	93309-1797
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	TRACT 4227 , BLOCK , LOT 14
Legal Subdivision	TRACT 4227 IN THE CITY OF BAKERSFIELD
Legal Tract	4227
Legal Block	5
Legal Lot Number	14
Jurisdiction	KERN CA
Township / Civil Division	BAKERSFIELD
Census Block Group	5
Census Block	5004
Census Tract	1801

Owner

Source: Kern County records, as of July 21, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	321 MONTCLAIR ST, BAKERSFIELD, CA 93309-1797
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 3, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage NETWORK CAPITAL FUNDING CORP
Aug 31, 2017	Grant Deed, Transfer · FHA Mortgage HOMESTREET BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2017 · Amount on Record
Deed Sale	Aug 31, 2017 · Amount on Record
Prior Sale	Feb 1, 2007 · Amount on Record
Deed Document Number	2017117483
Last Transfer Date	Apr 20, 2021
Transfer Doc	0000083390
Record Updated	Sep 20, 2026

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KERN CA
Recording Date	May 3, 2021
Property Address	321 MONTCLAIR ST, BAKERSFIELD, CA 93309-1797
Document Number	0000083390
Map Reference	MB 30 PG 113&114
Instrument Date	Apr 20, 2021
Instrument	221083390
Transaction Type	Transfer
Record Updated	May 12, 2021
Title Company	UNISOURCE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	321 MONTCLAIR ST, BAKERSFIELD, CA 93309-1797

Mortgage

Document Number	0000083391
Date	May 3, 2021
Instrument	221083391

Lender

Name	NETWORK CAPITAL FUNDING CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KERN CA
Recording Date	Aug 31, 2017
Property Address	321 MONTCLAIR ST, BAKERSFIELD, CA 93309-1797
Document Number	0000117483
Map Reference	MB30 PG113&114
Instrument Date	Jun 22, 2017
Instrument	0217117483
Transaction Type	Transfer
Record Updated	Sep 2, 2021
Title Company	TICOR TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	321 MONTCLAIR ST, BAKERSFIELD, CA 93309-1797

Mortgage

Document Number	0000117484
Date	Aug 31, 2017
Instrument	0217117484

Lender

Name	HOMESTREET BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

Source: Kern County assessment roll, as of July 21, 2025

Property Jurisdictions

Type	Name
State	California
County	Kern County
Municipality	Bakersfield City
Elementary School District	Bakersfield City School District (KG - 08)
Secondary School District	Kern High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,733.00 (+1.36%) Homeowner's exemption	$265,110 (+4.04%) Land $34,133 Building $230,977
2024	$3,683.00 (+2.14%)
2023	$3,606.00 (+2.21%) Homeowner's exemption	$254,817 Land $32,808 Building $222,009
2022	$3,528.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CWS - BAKERSFIELD private · serves 268,129 people · EPA ID CA1510003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Applied Technology Group Fixed Wireless	500 / 500
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks.

Nearby Properties on Montclair St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures