321 Modrow Rd, Kalama, WA 98625 Property Records

Cowlitz County property record for 321 Modrow Rd, Kalama, WA 98625

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,668 sqft · built 1965
Lot Size	0.36 acres (15,682 sqft)
Owner	Individual Name on File
Last Sale	$325,000 (Dec 2019)
Tax Bill	$3,820 (2025)
Deeds & Mortgages	Mar 2022 Line of Credit Nov 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R046979`

Property Details

APN / Parcel Number

Primary APN	`R046979`
Alternative APNs	`6279003` `3046979`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,668 sqft Living Area
Gross Area	2,748 sqft
1st Floor Area	1,668 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Exterior Material	Wood Shingle
Roof Material	Composition Shingle
Lot Area	15,682 sqft (0.36 acres)
Garage Type	Attached
Garage Area	1,080 sqft
Parking Spaces	4 Parking Spaces
Porch	Wood Porch
Porch Area	480 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	3046979
Street Address	321 MODROW RD
City	KALAMA
State	WA
Zip	98625-9633
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	UZ0
Legal Description	699 (PHALEN DLC) 32 -7N -1W T-3E.
Legal Range	01W
Legal Township	07N
Legal Section	32
Legal Subdivision	PHALEN DLC
Jurisdiction	COWLITZ WA
Township / Civil Division	KALAMA
Census Block Group	2
Census Block	2047
Census Tract	1601

Owner

321 Modrow Rd is owned and occupied by an individual who bought it in December 2019.

Source: Cowlitz County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	321 MODROW RD, KALAMA, WA 98625-9633
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2022	Deed of Trust, Mortgage · Line of Credit KEY BANK NA
Nov 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
May 5, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Dec 6, 2019	Warranty Deed, Transfer · FHA Mortgage QUICKEN LNS
Apr 7, 2018	Deed of Trust, Mortgage · Conventional Mortgage ETHOS LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 6, 2019 · Amount on File
Deed Sale	Dec 6, 2019 · Amount on File
Prior Sale	Jul 31, 2008 · Amount on File
Deed Document Number	20193632581
Prior Transfer Date	Jan 5, 2015
Prior Transfer Doc	0003514479
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COWLITZ WA
Property Address	321 MODROW RD, KALAMA, WA 98625-9633
Transaction Type	Mortgage
Record Updated	Mar 29, 2022
Title Company	ACCURATE TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 MODROW RD, KALAMA, WA 98625-9633

Mortgage

Document Number	0003710576
Date	Mar 21, 2022
Instrument	3710576

Lender

Name	KEY BANK NA
Type	Bank
Address	CLEVELAND, OH 44144

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 15, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COWLITZ WA
Property Address	321 MODROW RD, KALAMA, WA 98625-9633
Transaction Type	Mortgage
Record Updated	Dec 8, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003701381
Date	Nov 29, 2021
Instrument	3701381

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COWLITZ WA
Property Address	321 MODROW RD, KALAMA, WA 98625-9633
Transaction Type	Mortgage
Record Updated	May 20, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003681042
Date	May 5, 2021
Instrument	3681042

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	345 Months
Due	Feb 1, 2050

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COWLITZ WA
Recording Date	Dec 6, 2019
Property Address	321 MODROW RD, KALAMA, WA 98625-9633
Document Number	0003632581
Instrument Date	Dec 5, 2019
Instrument	3632581
Transaction Type	Transfer
Record Updated	Dec 23, 2019
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,160.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 MODROW RD KALAMA WA 986259633, KALAMA, WA 98625-9633

Mortgage

Document Number	3632582
Date	Dec 6, 2019
Instrument	3632582

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 5, 2049

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COWLITZ WA
Property Address	321 MODROW RD, KALAMA, WA 98625-9633
Document Number	0003590727
Instrument Date	Apr 7, 2018
Transaction Type	Mortgage
Record Updated	Apr 24, 2018
Title Company	COWLITZ COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	321 MODROW RD KALAMA WA 986259633, KALAMA, WA 98625-9633

Mortgage

Document Number	0003590727
Date	Apr 12, 2018
Instrument	3590727

Lender

Name	ETHOS LNDG
Address	PITTSBURGH, PA 15212

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 11, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.62%

Tax Assessment & Valuation

The 2025 property tax bill for 321 Modrow Rd was $3,820.

Source: Cowlitz County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Cowlitz County
Unified School District	Kalama School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,820.00	$423,190 Land $76,560 Building $346,630	$423,190 Land $76,560 Building $346,630
2023	$3,750.00
2022		$427,210 Land $52,440 Building $374,770	$427,210 Land $52,440 Building $374,770

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 321 Modrow Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	3 (2009–2022)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Apr 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 321 Modrow Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF KALAMA serves 8,020 people · EPA ID WA5337550
Water Source	Groundwater influenced by surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Tenino Telephone Company/Scatter Creek InfoNet DSL	50 / 10

May also be available: T-Mobile.

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