Chesapeake City property record for 321 Mill Stone Rd, Chesapeake, VA 23322 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 6 Beds |
| Bathrooms | 4 Baths |
| Year Built | Built 1984 |
| Square Footage | 4,968 sqft Living Area |
| Lot Size | 130,680 sqft (3 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $875,000 (2007) |
| Tax Bill | $10,838.00 (2025) |
| Primary APN | 0731006000160 |
|---|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 10 Rooms |
| Building Area | 4,968 sqft Living Area |
| 1st Floor | 1,564 sqft 1st Floor |
| Upper Floors | 1,564 sqft Upper Floors |
| Attic Area | 469 sqft Attic |
| Attic | 1 Attic |
| Stories | 2 Stories |
| Utility Room | Utility Room |
| Primary Flooring | Wood Flooring |
| Interior Structure | Plaster Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Exterior Material | Brick Exterior |
| Construction Type | Brick Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Wood Shingle Roof |
| Lot Area | 130,680 sqft (3 acres) |
| Depth X Width | 473 ft x 331 ft Depth x Width |
| Parking Spaces | 3 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 864 sqft Garage |
| Pool Type | In-Ground Vinyl Pool Pool Type |
|---|---|
| Pool Area | 880 sqft Pool |
| Deck Area | 469 sqft Deck |
| Patio Area | 320 sqft Patio |
| Porch | Open Porch |
| Porch Area | 189 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 321 MILL STONE RD |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23322-4351 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 16 WOODARDS MILL SEC 2 |
| Legal Subdivision | WOODARDS MILL |
| Jurisdiction | CHESAPEAKE CITY VA |
| Minor Civil Division | CHESAPEAKE |
| Census Blockgroup | 1 |
| Census Block | 1010 |
| Census Tract | 21009 |
Source: Chesapeake City records · APN 0731006000160
Assessment roll updated August 25, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 321 MILL STONE RD, CHESAPEAKE, VA 23322-4351 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 25, 2017 | Deed of Trust, Mortgage · Stand Alone Refinance THE OLD POINT NATIONAL BANK OF PHOEBUS |
| Aug 12, 2020 | Deed of Trust, Mortgage · Commercial Mortgage THE OLD POINT NATIONAL BANK OF PHOEBUS |
| Oct 21, 2009 | Deed of Trust, Mortgage · Adjustable Rate Mortgage (ARM) BRANCH BANKING & TRUST CO |
| Aug 25, 2017 | Deed of Trust, Mortgage · Stand Alone Refinance THE OLD POINT NATIONAL BANK OF PHOEBUS |
| Feb 22, 2007 | Warranty Deed, Transfer · Conventional Mortgage B B & T |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 22, 2007 · Amount on Record |
| Deed Sale | Feb 22, 2007 · Amount on Record |
| Deed Book / Page | 6962 / 775 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 321 MILL STONE RD, CHESAPEAKE, VA 23322-4351 |
| Transaction Type | Mortgage |
| Record Updated | May 08, 2026 |
| Name | Verified Name |
|---|
| Document Number | 009826/963 |
|---|---|
| Date | Aug 25, 2017 |
| Book Page | 9826/963 |
| Instrument | 170023531 |
| Name | THE OLD POINT NATIONAL BANK OF PHOEBUS |
|---|
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Sep 01, 2027 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 321 MILL STONE RD, CHESAPEAKE, VA 23322-4351 |
| Transaction Type | Mortgage |
| Record Updated | May 08, 2026 |
| Name | Verified Name |
|---|
| Document Number | 10198/1336 |
|---|---|
| Date | Aug 12, 2020 |
| Book Page | 10198/1336 |
| Instrument | 200027575 |
| Name | THE OLD POINT NATIONAL BANK OF PHOEBUS |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 321 MILL STONE RD, CHESAPEAKE, VA 23322-4351 |
| Transaction Type | Mortgage |
| Record Updated | May 08, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0007964/17 |
|---|---|
| Date | Oct 21, 2009 |
| Book Page | 7964/17 |
| Name | BRANCH BANKING & TRUST CO |
|---|
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2039 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.88% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Type Change Date | Nov 01, 2019 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 321 MILL STONE RD, CHESAPEAKE, VA 23322-4351 |
| Transaction Type | Mortgage |
| Record Updated | Sep 07, 2017 |
| Name | Verified Name |
|---|
| Document Number | , 170023531 |
|---|---|
| Date | Aug 25, 2017 |
| Book Page | 9826/963 |
| Instrument | 170023531 |
| Name | THE OLD POINT NATIONAL BANK OF PHOEBUS |
|---|
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Sep 01, 2027 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Feb 22, 2007 |
| Property Address | 321 MILL STONE RD, CHESAPEAKE, VA 23322-4351 |
| Document Number | 006962/775 |
| Book / Page | 6962 / 775 |
| Instrument Date | Feb 15, 2007 |
| Transaction Type | Transfer |
| Record Updated | May 08, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0006962778 |
|---|---|
| Date | Feb 22, 2007 |
| Instrument | 6962/778 |
| Name | B B & T |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Chesapeake City records · Assessment roll updated August 25, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,838.00 (+41.65%) | $1,073,100 (+20.71%) Land $250,000 Building $823,100 | $1,073,100 (+20.71%) Land $250,000 Building $823,100 |
| 2023 | $889,000 (+5.59%) Land $210,000 Building $679,000 | $889,000 (+5.59%) Land $210,000 Building $679,000 | |
| 2022 | $841,900 Land $195,000 Building $646,900 | $841,900 Land $195,000 Building $646,900 | |
| 2019 | $7,651.00 |
Our records do not include FEMA flood map data for 321 Mill Stone Rd; wildfire exposure is direct.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | FEMA flood map data for this location is not available in our records |
|---|
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 32nd percentile of exposed land nationally · 54th in Virginia |
|---|---|
| Wildfire Likelihood | Low — about 1 in 3,030 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures