321 Mill St, Calion, AR 71724 Property Records

Union County property record for 321 Mill St, Calion, AR 71724

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,444 sqft
Lot Size	0.702 acres (30,600 sqft)
Owner	2 Individual Names on Record
Last Sale	$799 (Jul 2022)
Tax Bill	$62 (2023)
Deeds & Mortgages	Apr 2023 Mortgage Dec 2022 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`05645-00013-0000`

Property Details

APN / Parcel Number

Primary APN	`05645-00013-0000`
Alternative APN	`42028`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,444 sqft Living Area
1st Floor Area	1,444 sqft
Flooring	Hardwood

Exterior

Exterior Material	Fiber Cement Siding
Construction Type	Frame
Foundation Type	Closed Piers
Roof Type	Gable
Roof Material	Metal
Lot Area	30,600 sqft (0.702 acres)
Lot Dimensions	204 ft deep x 150 ft wide
Driveway	Concrete Driveway
Porch	Slab
Porch Area	12 sqft
Utility Building	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	321 MILL ST
City	CALION
State	AR
Zip	71724
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CHICAGO ROCK ISLAND S-D E 1/2 LOT 14 #002004 #18R000028 #22R004894RD #23R000176
Legal Range	00
Legal Township	00
Legal Section	00
Legal Subdivision	CHICAGO ROCK ISLAND S-D
Legal Lot Number	14
Jurisdiction	UNION AR
Township / Civil Division	FRANKLIN
Census Block Group	1
Census Block	1097
Census Tract	950200

Owner

Source: Union County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 264, CALION, AR 71724-0264
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2023	Deed of Trust, Mortgage · Conventional Mortgage FIRST FINANCIAL BANK FSB
Dec 12, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST FINANCIAL BANK FSB
Jan 29, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIRST FINANCIAL BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2022 · Amount on Record
Deed Sale	Jul 1, 2022 · Amount on Record
Prior Sale	Feb 17, 2000 · Amount on Record
Deed Document Number	20224894
Prior Transfer Date	Jun 17, 2022
Prior Transfer Doc	0000004894
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION AR
Property Address	321 MILL ST, CALION, AR 71724
Transaction Type	Mortgage
Record Updated	May 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023R002616
Date	Apr 13, 2023
Instrument	2023R002616

Lender

Name	FIRST FINANCIAL BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 23, 2037

Interest

Rate Type	Adjustable Rate
Rate	4%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 23, 2020
Change Frequency	Annually
Min Rate At Change	3.5%
Max Rate At Change	6%
Index	3-Year CMT
Max Rate	10%

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION AR
Property Address	321 MILL ST, CALION, AR 71724
Transaction Type	Mortgage
Record Updated	Jan 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022R008752
Date	Dec 12, 2022
Instrument	2022R008752

Lender

Name	FIRST FINANCIAL BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 23, 2037

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION AR
Property Address	321 MILL ST, CALION, AR 71724
Transaction Type	Mortgage
Record Updated	Oct 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018R000658
Date	Jan 29, 2018
Instrument	2018R000658

Lender

Name	FIRST FINANCIAL BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Feb 5, 2028

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Union County assessment roll, as of November 13, 2025

Property Jurisdictions

Type	Name
State	Arkansas
Municipality	Calion City
County	Union County
Unified School District	Smackover-Norphlet School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$10,240 (-) Land $500 Building $9,740	$51,200 (-) Land $2,500 Building $48,700
2025	Homeowner's exemption	$10,240 (-) Land $500 Building $9,740
2024			$51,200 (-) Land $2,500 Building $48,700
2023	$62.00 Homeowner's exemption	$10,240 Land $500 Building $9,740	$51,200 Land $2,500 Building $48,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 9, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	95.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 26 policies
Nearby Flood Policies	26 in force
Nearby Flood Claims	19 (1991–2011)
Claims Outside the SFHA	6 of 19
Most Recent Claim	Mar 2011 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, And Flooding, Oct 2009 · 8 claims Severe Storms And Flooding, Mar 2001 · 3 claims Severe Storms & Flooding, Apr 1991 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 83% of Arkansas
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALION WATER WORKS serves 494 people · EPA ID AR0000551
Water Source	Groundwater
Last State Inspection	May 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Apr 2026
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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