321 Mill Lake Rd, Huddleston, VA 24104 Property Records

Bedford County property record for 321 Mill Lake Rd, Huddleston, VA 24104

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,344 sqft · built 2010
Lot Size	0.13 acres (1,193 sqft)
Owner	Company Name on Record
Last Sale	$264,000 (Feb 2019)
Tax Bill	$1,286 (2026)
Deeds & Mortgages	Aug 2026 Transfer Mar 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`258C 11 22`

Property Details

APN / Parcel Number

Primary APN	`258C 11 22`
Alternative APNs	`25830100` `515295`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,344 sqft Living Area
1st Floor Area	1,344 sqft
Basement Area	1,344 sqft
Unfinished Basement	1,344 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	1,193 sqft (0.13 acres)
Deck Area	736 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	321 MILL LAKE RD
City	HUDDLESTON
State	VA
Zip	24104-3043
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VALLEY MILLS CSNG UNIT 22
Legal Subdivision	SURVEY OF VALLEY MILLS CROSSING
Legal Unit	22
Jurisdiction	BEDFORD VA
Township / Civil Division	2
Census Block Group	3
Census Block	3015
Census Tract	30503

Owner

Source: Bedford County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 264, ALDIE, VA 20105-0264
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2026	Gift Deed, Transfer ANCHOR TITLE GROUP, ANCHOR TITLE
Mar 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage WYNDHAM CAPITAL MORTGAGE INC
Feb 25, 2019	Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Oct 26, 2017	Warranty Deed, Transfer · Conventional Mortgage COASTAL FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 25, 2019 · Amount on Record
Deed Sale	Feb 25, 2019 · Amount on Record
Prior Sale	Oct 26, 2017 · Amount on Record
Deed Document Number	20191531
Record Updated	Oct 29, 2026

August 2026: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	BEDFORD VA
Recording Date	Aug 17, 2026
Property Address	321 MILL LAKE RD, HUDDLESTON, VA 24104-3043
Document Number	0000007735
Instrument Date	Aug 17, 2026
Instrument	20267735
Transaction Type	Transfer
Record Updated	Sep 1, 2026
Title Company	ANCHOR TITLE GROUP, ANCHOR TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD VA
Property Address	321 MILL LAKE RD, HUDDLESTON, VA 24104-3043
Transaction Type	Mortgage
Record Updated	Aug 15, 2023
Title Company	LSI TITLE COMPANY, SILK TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0200002984
Date	Mar 25, 2020
Instrument	200002984

Lender

Name	WYNDHAM CAPITAL MORTGAGE INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

Interest

Rate Type	Fixed Rate

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEDFORD VA
Recording Date	Feb 25, 2019
Property Address	321 MILL LAKE RD, HUDDLESTON, VA 24104-3043
Document Number	0190001531
Instrument Date	Feb 16, 2019
Instrument	190001531
Transaction Type	Transfer
Record Updated	Aug 15, 2023
Title Company	REALTY TITLE INC, REALTY TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24539 CREEK CROSSING CT, ALDIE, VA 20105-2786
Investor	Possibly a Property Investor

Mortgage

Document Number	0190001532
Date	Feb 25, 2019
Instrument	190001532

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEDFORD VA
Recording Date	Oct 26, 2017
Property Address	321 MILL LAKE RD, HUDDLESTON, VA 24104-3043
Document Number	0170010126
Instrument Date	Oct 19, 2017
Instrument	170010126
Transaction Type	Transfer
Record Updated	Aug 15, 2023
Title Company	SAGE TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 MILL LAKE RD, HUDDLESTON, VA 24104-3043

Mortgage

Document Number	0170010127
Date	Oct 26, 2017
Instrument	170010127

Lender

Name	COASTAL FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Bedford County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Bedford County
Unified School District	Bedford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,286.00	$313,800 (+1%) Land $80,000 Building $233,800
2023	$1,286.00 Additional exemption filed	$156,900	$313,800 Land $80,000 Building $233,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	6 (2003–2020)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Nov 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEDFORD REGIONAL WATER AUTHORITY (BRWA) serves 38,794 people · EPA ID VA5019052
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2024–2026) action level 15 ppb
Copper	1.52 mg/L (2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: SMLW Broadband, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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