321 Midland Ave, Schenectady, NY 12304 Property Records

Schenectady County and Niskayuna Town property record for 321 Midland Ave, Schenectady, NY 12304 · Last verified May 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1938
Square Footage1,378 sqft Living Area
Lot Size5,663 sqft (0.13 acres)
OccupancyOwner Occupied
Last Sale$148,500 (2013)
Tax Bill$4,972.00 (2025)

Property Details

APN / Parcel Number

Primary APN422400 60.18-1-53.2
Alternative APN
  • 240006001800010530020000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Building Area1,378 sqft Living Area
1st Floor853 sqft 1st Floor
Upper Floors525 sqft Upper Floors
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1938
Effective Year BuiltEffective 1938
Architectural StyleCape Cod Style
Exterior MaterialAluminum/Vinyl Exterior
Lot Area5,663 sqft (0.13 acres)
Depth X Width140 ft x 40 ft Depth x Width
Shed1 Shed
Shed Area96 sqft Shed
Porch Area191 sqft Porch

Utilities and HVAC

Heating SystemHot Water Heating
Heating FuelGas Heating Fuel
SewageSeptic Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address321 MIDLAND AVE
CitySCHENECTADY
StateNY
Zip12304-4287
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Block1
Legal Lot Number53.002
JurisdictionSCHENECTADY NY
Minor Civil DivisionNISKAYUNA
Census Blockgroup4
Census Block4004
Census Tract21802

Owner

Source: Schenectady County and Niskayuna Town records · APN 422400 60.18-1-53.2

Assessment roll updated April 14, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address321 MIDLAND AVE, SCHENECTADY, NY 12304-4287
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Mar 26, 2026Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
DEPARTMENT OF HOUSING & URBAN DEV
Nov 15, 2021Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
DEPARTMENT OF HOUSING & URBAN DEV

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 01, 2013 · Amount on Record
Deed SaleAug 01, 2013 · Amount on Record
Prior SaleMar 01, 2010 · Amount on Record
Deed Doc Number201334134
Deed Book / Page1879 / 484
Record RefreshedSep 20, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address321 MIDLAND AVE, SCHENECTADY, NY 12304-4287
Transaction TypeMortgage
Record UpdatedMay 01, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address321 MIDLAND AVE, SCHENECTADY, NY 12304-4287

Mortgage

Document Number0000006858
DateMar 26, 2026
Instrument202606858
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term305 Months
DueAug 01, 2051

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address321 MIDLAND AVE, SCHENECTADY, NY 12304-4287
Transaction TypeMortgage
Record UpdatedNov 24, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address3812 W 128TH ST, CLEVELAND, OH 44111-4511

Mortgage

Document Number0000057234
DateNov 15, 2021
Book Page5167/657
Instrument202157234
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term357 Months
DueAug 01, 2051

Tax Assessment & Valuation

Source: Schenectady County and Niskayuna Town records · Assessment roll updated April 14, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionNiskayuna Town
Unified School DistrictSouth Colonie Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,972.00$145,000 (-) Land $21,700 Building $123,300$214,800 (+17.06%) Land $32,146 Building $182,654
2023$145,000 Land $21,700 Building $123,300$183,500 Land $27,462 Building $156,038

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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