321 Middletree Rd, Joliet, IL 60433 Property Records

Will County property record for 321 Middletree Rd, Joliet, IL 60433

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 2,040 sqft · built 1958
Lot Size	0.5 acres (21,753 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,018 (2025)
Deeds & Mortgages	May 2023 Mortgage Jun 2019 Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`30-07-27-103-011`

Property Details

APN / Parcel Number

Primary APN	`30-07-27-103-011`
Alternative APN	`07271030110000`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,040 sqft
Basement Area	2,040 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Lot Area	21,753 sqft (0.5 acres)
Lot Dimensions	114 ft deep x 144 ft wide
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	321 MIDDLETREE RD
City	JOLIET
State	IL
Zip	60433-2958
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE S 114.20 FT OF THE E 177.50 FT OF LOT 1, IN SUGAR CREEK WOODS, UNIT 1, BEING A SUB OF PRT OF THE NW1/4 OF SEC. 27, T35N-R
Legal Range	10E
Legal Township	35N
Legal Section	27
Legal Subdivision	SUGAR CREEK WOODS UNIT #1
Legal Lot Number	1
Legal Unit	1
Jurisdiction	WILL IL
Township / Civil Division	JOLIET
Census Block Group	2
Census Block	2021
Census Tract	883100

Owner

Source: Will County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	321 MIDDLETREE RD, JOLIET, IL 60433-2958
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 30, 2023	Deed of Trust, Mortgage · FHA Mortgage FIRST MIDWEST BANK
Jun 24, 2019	Deed of Trust, Mortgage · Reverse Mortgage FIRST MIDWEST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Oct 24, 2006
Transfer Doc	0000182625
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	321 MIDDLETREE RD, JOLIET, IL 60433-2958
Transaction Type	Mortgage
Record Updated	Jun 14, 2023
Title Company	COMMERCIAL LAND TITLE INSURANCE COMPANY, COMMERCIAL LAND TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 MIDDLETREE RD, JOLIET, IL 60433-2958

Mortgage

Document Number	0000026252
Date	May 30, 2023
Instrument	R2023026252

Lender

Name	FIRST MIDWEST BANK
Type	Bank
Address	JOLIET, IL 60432

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	868 Months
Due	Sep 5, 2095

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	321 MIDDLETREE RD, JOLIET, IL 60433-2958
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	COMMERCIAL LAND TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000039010
Date	Jun 24, 2019
Instrument	R2019039010

Lender

Name	FIRST MIDWEST BANK
Type	Bank
Address	JOLIET, IL 60432

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	915 Months
Due	Sep 5, 2095

Tax Assessment & Valuation

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Joliet Township
Secondary School District	Joliet Township High School District 204 (09 - 12)
Elementary School District	Laraway Community Consolidated School District 70C (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,018.00 (+9.23%)	$80,989 (+9.3%) Land $21,049 Building $59,940	$242,967 (+9.3%) Land $63,147 Building $179,820
2024	$4,594.00 (+22.28%)	$74,098 (+24.42%) Land $19,258 Building $54,840	$222,294 (+24.42%) Land $57,774 Building $164,520
2022	$3,757.00 Homeowner's exemption Senior Citizen's exemption	$59,553 Land $15,478 Building $44,075	$178,659 Land $46,434 Building $132,225

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	37 (1978–2024)
Claims Outside the SFHA	8 of 37
Most Recent Claim	Jul 2024 · Severe Storms, Tornadoes, Straight-line Winds, And Floodng
Claims by Event	Severe Storms And Flooding, Sep 2008 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHEAST JOLIET SD serves 2,000 people · EPA ID IL1977490
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator, with a treatment or procedure violation still open.

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	29 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Bertram Communications, T-Mobile.

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