321 McMichaels Dr, Lusby, MD 20657 Property Records

Calvert County property record for 321 McMichaels Dr, Lusby, MD 20657

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,056 sqft · built 1977
Lot Size	0.292 acres (12,720 sqft)
Owner	Individual Name on File
Last Sale	$122,000 (Jun 2020)
Tax Bill	$2,340 (2025)
Deeds & Mortgages	Jun 2020 Sale & Mortgage Feb 2020 Foreclosure + 2 more
Flood Zone	Zone X (minimal risk)
APN	`01-072951`

Property Details

APN / Parcel Number

Primary APN	`01-072951`
Alternative APNs	`1072951` `072951`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,056 sqft Total Area

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	12,720 sqft (0.292 acres)
Deck Area	240 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	072951
Street Address	321 MCMICHAELS DR
City	LUSBY
State	MD
Zip	20657-4112
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LT 16 BLK F SEC 8 DRUM POINT
Legal Subdivision	DRUM POINT BEACH
Legal Block	F
Legal Lot Number	16
Jurisdiction	CALVERT MD
Township / Civil Division	1, SOLOMONS ISLAND
Census Block Group	2
Census Block	2018
Census Tract	861003

Owner

Source: Calvert County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	321 MCMICHAELS DR, LUSBY, MD 20657-4112
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2020	Grant Deed, Transfer · Conventional with PMI EQUITY RSRCS
Feb 26, 2020	Grant Deed, Foreclosure ATTORNEY ONLY
Jun 18, 2018	Quit Claim Deed, Foreclosure ATTORNEY ONLY
Apr 4, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 22, 2020 · Amount on File
Deed Sale	Jun 22, 2020 · Amount on File
Prior Sale	Apr 4, 2017 · Amount on File
Deed Book / Page	5623 / 243
Prior Transfer Date	May 18, 2018
Prior Transfer Doc	0052050466
Record Updated	Oct 29, 2026

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CALVERT MD
Recording Date	Jun 22, 2020
Property Address	321 MCMICHAELS DR, LUSBY, MD 20657-4112
Document Number	0056230243
Book / Page	005623 / 000243
Instrument Date	Jun 5, 2020
Transaction Type	Transfer
Record Updated	Jul 13, 2020
Title Company	BRIDGEVIEW TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$122.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 MCMICHAELS DR LUSBY MD 206574112, LUSBY, MD 20657-4112

Mortgage

Document Number	56230246
Date	Jun 22, 2020
Book Page	005623/000246

Lender

Name	EQUITY RSRCS
Type	Funding / Finance Company
Address	NEWARK, OH 43055

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 21, 2050

February 2020: Grant Deed, Foreclosure

Document Type	Grant Deed
Jurisdiction	CALVERT MD
Recording Date	Feb 26, 2020
Property Address	321 MCMICHAELS DR, LUSBY, MD 20657-4112
Document Number	0055360072
Book / Page	005536 / 000072
Instrument Date	Jan 23, 2020
Transaction Type	Foreclosure
Record Updated	Mar 17, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

June 2018: Quit Claim Deed, Foreclosure

Document Type	Quit Claim Deed
Jurisdiction	CALVERT MD
Recording Date	Jun 18, 2018
Property Address	321 MCMICHAELS DR, LUSBY, MD 20657-4112
Document Number	0052050466
Book / Page	005205 / 000466
Instrument Date	May 18, 2018
Transaction Type	Foreclosure
Record Updated	Jun 29, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	1600 S DOUGLASS RD #200-A ANAHEIM CA 928065948, 200-A, ANAHEIM, CA 92806-5948

April 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	CALVERT MD
Recording Date	Apr 4, 2017
Property Address	321 MCMICHAELS DR, LUSBY, MD 20657-4112
Document Number	0046960230
Book / Page	004696 / 000230
Transaction Type	Foreclosure
Record Updated	Feb 12, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	7105 CORPORATE DR #PT PLANO TX 750244100, PT, PLANO, TX 75024-4100
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$191,400 (+6.27%) Land $79,900 Building $111,500	$191,400 (-) Land $79,900 Building $111,500
2025	$2,340.00 (+43.03%) Homeowner's exemption	$180,100 (+14.35%)	$191,400 (+21.52%) Land $79,900 Building $111,500
2023	$1,636.00 Homeowner's exemption	$157,500 Land $79,900 Building $77,600	$157,500 Land $79,900 Building $77,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	1 (1985)
Most Recent Claim	Nov 1985 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 85% of Maryland
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: IQ Fiber, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on McMichaels Dr

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