321 McLaughlin Rd, Yakima, WA 98908 Property Records

Yakima County property record for 321 McLaughlin Rd, Yakima, WA 98908

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,345 sqft · built 2012
Lot Size	5.06 acres (220,708 sqft)
Owner	Individual Name on File
Last Sale	$68,764 (Dec 2014)
Tax Bill	$6,665 (2026)
Deeds & Mortgages	Oct 2025 Reverse Mortgage Mar 2021 Reverse Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`181431-12402`

Property Details

APN / Parcel Number

Primary APN	`181431-12402`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	2,345 sqft Living Area
Gross Area	3,168 sqft
1st Floor Area	2,345 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	220,708 sqft
View / Lot	Road
Garage Type	Attached
Garage Area	583 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	240 sqft
Patio Area	200 sqft
Utility Building	1,200 sqft
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Cooling System	None
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	321 MCLAUGHLIN RD
City	YAKIMA
State	WA
Zip	98908-9655
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10/5
Legal Description	SP AF# 7057200: LOT 2
Legal Subdivision	SP AF# 7057200
Legal Lot Number	2
Jurisdiction	YAKIMA WA
Township / Civil Division	NORTHWEST YAKIMA
Census Block Group	2
Census Block	2014
Census Tract	3002

Owner

321 McLaughlin Rd is owned and occupied by an individual who bought it in December 2014.

Source: Yakima County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	321 MCLAUGHLIN RD, YAKIMA, WA 98908-9655
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Person

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2025	Deed of Trust, Mortgage · Reverse Mortgage SOUTH RIVER MORTGAGE LLC
Mar 24, 2021	Deed of Trust, Mortgage · Reverse Mortgage LONGBRIDGE FINANCIAL LLC
Mar 5, 2021	Deed of Trust, Mortgage · FHA Mortgage FEDERAL HSNG COMMISSIONER
Jan 25, 2018	Deed of Trust, Mortgage · FHA Mortgage AMERICAN ADVISORS
Jan 25, 2018	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 10, 2014 · Amount on File
Deed Sale	Dec 10, 2014 · Amount on File
Prior Sale	Feb 23, 2012 · Amount on File
Deed Document Number	20147857888
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YAKIMA WA
Property Address	321 MCLAUGHLIN RD, YAKIMA, WA 98908-9655
Transaction Type	Mortgage
Record Updated	Oct 30, 2025
Title Company	SAI SETTLEMENT SERVICES LLC, SUMMIT SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 MCLAUGHLIN RD, YAKIMA, WA 98908-9655

Mortgage

Document Number	0202537345
Date	Oct 1, 2025
Instrument	202537345

Lender

Name	SOUTH RIVER MORTGAGE LLC
Type	Reverse Mortgage Lender
Address	ANNAPOLIS, MD 21401

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	763 Months
Due	May 16, 2089

Interest

Rate Type	Adjustable Rate
Rate	5.12%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2025
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	10.1%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YAKIMA WA
Property Address	321 MCLAUGHLIN RD, YAKIMA, WA 98908-9655
Transaction Type	Mortgage
Record Updated	May 7, 2021
Title Company	FIDELITY NATIONAL AGENCY SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008092524
Date	Mar 24, 2021
Instrument	8092524

Lender

Name	LONGBRIDGE FINANCIAL LLC
Type	Reverse Mortgage Lender
Address	PANAMA, OK 74951

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	818 Months
Due	May 16, 2089

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YAKIMA WA
Property Address	321 MCLAUGHLIN RD, YAKIMA, WA 98908-9655
Document Number	0008092525
Instrument Date	Mar 5, 2021
Transaction Type	Mortgage
Record Updated	May 24, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 MCLAUGHLIN RD YAKIMA WA 989089655, YAKIMA, WA 98908-9655

Mortgage

Document Number	0008092525
Date	Mar 24, 2021
Instrument	8092525

Lender

Name	FEDERAL HSNG COMMISSIONER
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	816 Months
Due	Mar 23, 2089

Interest

Rate Type	Adjustable Rate
Rate	2.2%

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YAKIMA WA
Property Address	321 MCLAUGHLIN RD, YAKIMA, WA 98908-9655
Document Number	0007970772
Instrument Date	Jan 25, 2018
Transaction Type	Mortgage
Record Updated	Feb 6, 2018
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 MCLAUGHLIN RD YAKIMA WA 989089655, YAKIMA, WA 98908-9655

Mortgage

Document Number	0007970772
Date	Jan 31, 2018
Instrument	7970772

Lender

Name	AMERICAN ADVISORS
Address	ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	852 Months
Due	Jan 30, 2089

Interest

Rate Type	Adjustable Rate
Rate	4.69%

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YAKIMA WA
Property Address	321 MCLAUGHLIN RD, YAKIMA, WA 98908-9655
Document Number	0007970773
Instrument Date	Jan 25, 2018
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 MCLAUGHLIN RD YAKIMA WA 989089655, YAKIMA, WA 98908-9655

Mortgage

Document Number	0007970773
Date	Jan 31, 2018
Instrument	7970773

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	852 Months
Due	Jan 30, 2089

Interest

Rate Type	Adjustable Rate
Rate	4.69%

Tax Assessment & Valuation

The 2026 property tax bill for 321 McLaughlin Rd was $6,665, down 39.7% from the year before.

Source: Yakima County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Yakima County
Unified School District	Naches Valley School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,665.00 (-39.73%)	$655,500 (+13.29%) Land $152,600 Building $502,900	$655,500 (+13.29%) Land $152,600 Building $502,900
2025	$11,059.00	$578,600 Land $103,500 Building $475,100	$578,600 Land $103,500 Building $475,100
2023	$1,287.00	$448,600 Land $87,400 Building $361,200	$448,600 Land $87,400 Building $361,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 321 McLaughlin Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective March 27, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (1996)
Most Recent Claim	Feb 1996 · High Winds, Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 321 McLaughlin Rd is high, ranking above 72% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 49% of Washington
Wildfire Likelihood	0.4% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Gigabeam Internet Fixed Wireless	500 / 500
Advanced High Speed Internet Fixed Wireless	500 / 100
Washington Broadband Fixed Wireless	100 / 30

May also be available: AT&T.

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