321 McCarty Ave, Albany, NY 12209 Property Records

Albany County and Albany City property record for 321 McCarty Ave, Albany, NY 12209 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,850 sqft · built 1925
Lot Size0.115 acres (5,000 sqft)
OwnerIndividual Name on File
Last Sale$159,500 (Dec 2006)
Tax Bill$6,454 (2025)
Deeds & MortgagesDec 2025 Refinance
Flood ZoneZone X (minimal risk)
APN010100 76.69-5-32

Property Details

APN / Parcel Number

Primary APN010100 76.69-5-32
Alternative APNs
  • 010007606900050320000000
  • 07606900050320000000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,850 sqft Living Area
1st Floor Area1,428 sqft
Upper Floors Area422 sqft
AtticAttic
Attic Area422 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1925
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area5,000 sqft (0.115 acres)
Lot Dimensions100 ft deep x 50 ft wide
Garage TypeDetached
Garage Area252 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area328 sqft
Canopy144 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number07606900050320000000
Street Address321 MCCARTY AVE
CityALBANY
StateNY
Zip12209-2009
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description1 WD-STUCCO & 1 CAR CON GAR 0104816
Legal SubdivisionSAVOY PARK
Legal Block5
Legal Lot Number32.000
JurisdictionALBANY NY
Township / Civil DivisionALBANY
Census Block Group3
Census Block3005
Census Tract2000

Owner

Source: Albany County and Albany City records · APN 010100 76.69-5-32

Assessment roll updated March 17, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address321 MCCARTY AVE, ALBANY, NY 12209-2009
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 01, 2006 · Amount on Record
Deed SaleDec 01, 2006 · Amount on Record
Prior SaleDec 01, 2006 · Amount on Record
Deed Document Number20069844702
Deed Book / Page2867 / 445
Record UpdatedSep 20, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALBANY NY
Property Address321 MCCARTY AVE, ALBANY, NY 12209-2009
Transaction TypeMortgage
Record UpdatedJan 22, 2026
Title CompanyUNKNOWN, ROCKET CLOSE LLC RESIDENTIAL

Transferred To (Grantee/Buyer)

NameVerified Name
Address321 MCCARTY AVE, ALBANY, NY 12209-2009

Mortgage

Document Number0000003336
DateDec 19, 2025
InstrumentR2025-23336
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term349 Months
DueJan 01, 2055
Interest
Rate7.12%

Tax Assessment & Valuation

Source: Albany County and Albany City records · Assessment roll updated March 17, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew York
CountyAlbany County
MunicipalityAlbany City
Unified School DistrictAlbany City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,454.00 (+18.12%) Homeowner's exemption$243,000 (+63.09%) Land $48,600 Building $194,400$253,125 (+20.33%) Land $50,625 Building $202,500
2023$149,000 (-) Land $29,800 Building $119,200$210,363 (+12.55%) Land $42,073 Building $168,290
2022$149,000 Land $29,800 Building $119,200$186,904 Land $37,381 Building $149,523
2021$5,464.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Albany County (36001C), updated March 6, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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