Hillsborough County and Manchester City property record for 321 McCarthy St, Manchester, NH 03104
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,326 sqft · built 1973 |
| Lot Size | 0.253 acres (11,000 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $125,100 (Jan 1990) |
| Tax Bill | $6,358 (2024) |
| Deeds & Mortgages | Jul 2023 Mortgage Jul 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12402084 |
| Primary APN | 12402084 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,326 sqft Living Area |
| Gross Area | 2,652 sqft |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,000 sqft (0.253 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 12402084 |
|---|---|
| Street Address | 321 MCCARTHY ST |
| City | MANCHESTER |
| State | NH |
| Zip | 03104-1528 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Lot Number | 8 |
| Jurisdiction | MANCHESTER CITY NH |
| Township / Civil Division | MANCHESTER |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 103 |
Source: Hillsborough County and Manchester City records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 321 MCCARTHY ST, MANCHESTER, NH 03104-1528 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 19, 2023 | Deed of Trust, Mortgage · ARM SECRETARY HOUSING URBAN DEVELOPMENT |
| Jul 19, 2023 | Deed of Trust, Mortgage · ARM FINANCE AMERICA LLC |
| Sep 24, 2019 | Deed of Trust, Mortgage · FHA Mortgage FEDERAL HSNG COMMISSIONER |
| Sep 24, 2019 | Deed of Trust, Mortgage · FHA Mortgage RETIREMENT FNDG SOLUTIONS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 22, 1990 · Amount on Record |
| Deed Sale | Jan 22, 1990 · Amount on Record |
| Deed Book / Page | 5164 / 551 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MANCHESTER CITY NH |
| Property Address | 321 MCCARTHY ST, MANCHESTER, NH 03104-1528 |
| Transaction Type | Mortgage |
| Record Updated | Aug 2, 2023 |
| Name | Verified Name |
|---|
| Document Number | 009715-745 |
|---|---|
| Date | Jul 19, 2023 |
| Book Page | 9715/745 |
| Instrument | 230023129 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.08% |
| Type Change Date | Aug 1, 2023 |
| Index | Other |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MANCHESTER CITY NH |
| Property Address | 321 MCCARTHY ST, MANCHESTER, NH 03104-1528 |
| Transaction Type | Mortgage |
| Record Updated | Aug 2, 2023 |
| Name | Verified Name |
|---|
| Document Number | 009715-731 |
|---|---|
| Date | Jul 19, 2023 |
| Book Page | 9715/731 |
| Instrument | 230023128 |
| Name | FINANCE AMERICA LLC |
|---|---|
| Type | Subprime Lender |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.08% |
| Type Change Date | Aug 1, 2023 |
| Index | Other |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MANCHESTER CITY NH |
| Property Address | 321 MCCARTHY ST, MANCHESTER, NH 03104-1528 |
| Document Number | 0092152152 |
| Instrument Date | Sep 24, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 11, 2019 |
| Title Company | RED DOOR TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 321 MCCARTHY ST MANCHESTER NH 031041528, MANCHESTER, NH 03104-1528 |
| Document Number | 0092152152 |
|---|---|
| Date | Oct 1, 2019 |
| Book Page | 009215/002152 |
| Instrument | 9044191 |
| Name | FEDERAL HSNG COMMISSIONER |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 1032 Months |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.56% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MANCHESTER CITY NH |
| Property Address | 321 MCCARTHY ST, MANCHESTER, NH 03104-1528 |
| Document Number | 0092152136 |
| Instrument Date | Sep 24, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 11, 2019 |
| Title Company | RED DOOR TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 321 MCCARTHY ST MANCHESTER NH 031041528, MANCHESTER, NH 03104-1528 |
| Document Number | 0092152136 |
|---|---|
| Date | Oct 1, 2019 |
| Book Page | 009215/002136 |
| Instrument | 9044190 |
| Name | RETIREMENT FNDG SOLUTIONS |
|---|---|
| Address | SAN DIEGO, CA 92108 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 1032 Months |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.56% |
Source: Hillsborough County and Manchester City assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | New Hampshire |
| County | Hillsborough County |
| Municipality | Manchester City |
| Unified School District | Manchester School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $6,358.00 (+3.82%) | $324,700 (-) Land $114,800 Building $209,900 | |
| 2023 | $6,124.00 (+3.39%) | $324,700 (-) Land $114,800 Building $209,900 | $440,325 |
| 2022 | $5,923.00 | $324,700 Land $114,800 Building $209,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Aug 2024 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 52% of New Hampshire |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MANCHESTER WATER WORKS serves 123,500 people · EPA ID NH1471010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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