321 McCarthy Dr, Clayton, NC 27527 Property Records

Johnston County property record for 321 McCarthy Dr, Clayton, NC 27527

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,472 sqft · built 2003
Lot Size	0.169 acres (7,405 sqft)
Owner	2 Individual Names on File
Last Sale	$133,000 (Mar 2005)
Tax Bill	$2,123 (2023)
Deeds & Mortgages	Feb 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`16I02015Z`

Property Details

APN / Parcel Number

Primary APN	`16I02015Z`
Alternative APN	`2000112399`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,472 sqft Living Area
1st Floor Area	697 sqft
2nd Floor Area	775 sqft
Flooring	Plywood
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2012
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.169 acres)

Exterior Amenities

Porch	Open Porch
Porch Area	212 sqft
Deck Area	80 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	2000112399
Street Address	321 MCCARTHY DR
City	CLAYTON
State	NC
Zip	27527-5795
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES
Legal Description	2108 RVWD ATH 57/118-127 1760
Legal Subdivision	RIVERWOOD ATHLETIC CLUB
Legal Lot Number	2108
Jurisdiction	JOHNSTON NC
Township / Civil Division	WILDERS
Census Block Group	4
Census Block	4031
Census Tract	40209

Owner

Source: Johnston County records · APN 16I02015Z

Assessment roll updated January 1, 2023 · Last verified October 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	321 MCCARTHY DR, CLAYTON, NC 27527-5795
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 23, 2005 · Amount on Record
Deed Sale	Mar 23, 2005 · Amount on Record
Deed Document Number	0002865222
Deed Book / Page	2865 / 222
Record Updated	Jun 07, 2026

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSTON NC
Property Address	321 MCCARTHY DR, CLAYTON, NC 27527-5795
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000599980
Date	Feb 01, 2019
Book Page	5287/0653
Instrument	2019599980

Lender

Name	KS BANK INC
Type	Bank
Address	SMITHFIELD, NC 27577

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	Jan 25, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Johnston County records · Assessment roll updated January 1, 2023 · Last verified October 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Johnston County
Municipality	Clayton Town
Unified School District	Johnston County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,123.00	$164,650 Land $42,000 Building $122,650	$164,650 Land $42,000 Building $122,650

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 20, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Brightspeed Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 475 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	TOWN OF CLAYTON - NORTH serves 4,703 people
Water Source	Purchased surface water from JOHNSTON CO-WEST
Last State Inspection	May 2026
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.