321 Maple Ave, Panama City, FL 32401 Property Records

Bay County property record for 321 Maple Ave, Panama City, FL 32401

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.108 acres (4,748 sqft)
Owner	Company Name on Record
Tax Bill	$308 (2025)
Flood Zone	Zone X (minimal risk)
APN	`22385-009-000`

Property Details

APN / Parcel Number

Primary APN	`22385-009-000`

Exterior

Lot Area	4,748 sqft (0.108 acres)
Lot Dimensions	125 ft deep x 38 ft wide

Location & Zoning

Street Address	321 MAPLE AVE
City	PANAMA CITY
State	FL
Zip	32401-4866
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	OAKRIDGE 1ST ADD. (REPLAT) N1/2 OF LOT 15 BLK 3
Legal Range	14W
Legal Township	04S
Legal Section	10
Legal Subdivision	OAKRIDGE 1ST ADD
Legal Block	3
Legal Lot Number	15
Jurisdiction	BAY FL
Township / Civil Division	PANAMA CITY
Census Block Group	1
Census Block	1011
Census Tract	1800

Owner

Source: Bay County records, as of January 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	6727 DE LEN DR, PANAMA CITY, FL 32404-4225
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 8, 2026

Tax Assessment & Valuation

Source: Bay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Panama City
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$308.00 (-32.9%)	$19,860 (+15.84%) Land $19,860	$19,860 (+15.84%) Land $19,860
2023	$459.00 (+7.75%)	$17,145 (+15.16%) Land $17,145	$17,145 (+15.16%) Land $17,145
2022	$426.00	$14,888 Land $14,888	$14,888 Land $14,888

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	47 units insured incl. 28 condo units
Nearby Flood Claims	19 (1979–2021)
Claims Outside the SFHA	13 of 19
Most Recent Claim	Oct 2021 · rainfall accumulation
Claims by Event	Hurricane Michael, Oct 2018 · 6 claims Hurricane Opal, Oct 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PANAMA CITY WATER SYSTEM serves 34,345 people · EPA ID FL1030517
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	Feb 2026
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20