321 Main St, Mc Clelland, IA 51548 Property Records

Pottawattamie County property record for 321 Main St, Mc Clelland, IA 51548

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,160 sqft · built 1925
Lot Size	0.48 acres (20,909 sqft)
Owner	Individual Name on File
Last Sale	$160,000 (Oct 2020)
Tax Bill	$2,760 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7542 04 180 002`

Property Details

APN / Parcel Number

Primary APN	`7542 04 180 002`
Alternative APN	`031 055 109 006877 000 000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,160 sqft Base Area
1st Floor Area	1,160 sqft
Basement Area	500 sqft
Unfinished Basement	500 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1960
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Metal
Lot Area	20,909 sqft (0.48 acres)
Lot Dimensions	140 ft deep x 15 ft wide
Garage Area	576 sqft
Porch	Porch
Porch Area	136 sqft
Patio Area	1,384 sqft

Location & Zoning

Street Address	321 MAIN ST
City	MC CLELLAND
State	IA
Zip	51548-3021
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MCCLELLAND TOWN-ORIG PLAT LTS 6 THRU 8 BLK 9
Legal Subdivision	MCCLELLAND ORIGINAL TOWN
Legal Block	9
Legal Lot Number	6,7,8
Jurisdiction	POTTAWATTAMIE IA
Township / Civil Division	HARDIN
Census Block Group	2
Census Block	2170
Census Tract	21603

Owner

321 Main St is owned and occupied by an individual who bought it in October 2020.

Source: Pottawattamie County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	321 MAIN ST, MC CLELLAND, IA 51548-3021
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2020	Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK OF OMAHA
Aug 5, 2020	Warranty Deed, Transfer · Conventional Mortgage CENTRIS FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 15, 2020 · Amount on File
Deed Sale	Oct 15, 2020 · Amount on File
Prior Sale	Aug 5, 2020 · Amount on File
Deed Book / Page	2020 / 15165
Prior Transfer Date	Oct 9, 2020
Prior Transfer Doc	2020
Record Updated	Oct 29, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POTTAWATTAMIE IA
Recording Date	Oct 15, 2020
Property Address	321 MAIN ST, MC CLELLAND, IA 51548-3021
Document Number	2020
Book / Page	2020 / 15165
Instrument Date	Oct 9, 2020
Transaction Type	Transfer
Record Updated	Sep 2, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$255.20
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	321 MAIN ST, MC CLELLAND, IA 51548-3021

Mortgage

Document Number	202015167
Date	Oct 15, 2020
Instrument	2020/15167

Lender

Name	FIRST NATIONAL BANK OF OMAHA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POTTAWATTAMIE IA
Recording Date	Aug 5, 2020
Property Address	321 MAIN ST, MC CLELLAND, IA 51548-3021
Document Number	2020
Book / Page	2020 / 10836
Instrument Date	Jul 28, 2020
Transaction Type	Transfer
Record Updated	Sep 2, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$255.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	321 MAIN ST, MC CLELLAND, IA 51548-3021

Mortgage

Document Number	202010838
Date	Aug 5, 2020
Instrument	2020/10838

Lender

Name	CENTRIS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 321 Main St was $2,760.

Source: Pottawattamie County assessment roll, as of September 23, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Pottawattamie County
Municipality	McClelland City
Unified School District	Underwood Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$218,100 (-) Land $44,200 Building $173,900	$218,100 (-) Land $44,200 Building $173,900
2025	$2,760.00	$218,100 Land $44,200 Building $173,900	$218,100 Land $44,200 Building $173,900
2023		$191,000 Land $38,400 Building $152,600	$191,000 Land $38,400 Building $152,600
2021	$3,731.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 321 Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 16, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 321 Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Marne & Elk Horn Telephone Company Fiber	1,000 / 1,000

May also be available: Nextlink, Verizon, Western Iowa Wireless.

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