Story County property record for 321 Main St, Gilbert, IA 50105
| Property Type | Commercial |
|---|---|
| Details | 3 bd · 2 ba · 1,872 sqft · built 1880 |
| Lot Size | 0.744 acres (32,400 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $5,178 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-04-380-250 |
| Primary APN | 05-04-380-250 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,872 sqft Total Area |
| 1st Floor Area | 936 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1880 |
| Architectural Style | A-Frame |
| Exterior Material | Metal |
| Construction Type | Steel Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 32,400 sqft (0.744 acres) |
| Lot Dimensions | 150 ft deep x 216 ft wide |
| Porch | Open Porch |
| Porch Area | 424 sqft |
| Patio Area | 504 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 321 MAIN ST |
|---|---|
| City | GILBERT |
| State | IA |
| Zip | 50105-7708 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | O T N12' L0T 10 & LOTS 1-9 BLK 8 & 1/2 ALLEY ADJ ON W OF ALL ABOVE |
| Legal Range | 24W |
| Legal Township | 84N |
| Legal Section | 04 |
| Legal Subdivision | ORIGINAL TOWN |
| Legal Block | 8 |
| Legal Lot Number | 1-9 |
| Jurisdiction | STORY IA |
| Township / Civil Division | FRANKLIN |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 103 |
Source: Story County records, as of September 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 2522 SOMERSET DR, AMES, IA 50010-7122 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
Source: Story County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Story County |
| Municipality | Gilbert City |
| Unified School District | Gilbert Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,178.00 (+11.79%) | $171,100 (+17.35%) Land $153,900 Building $17,200 | $171,100 (+17.35%) Land $153,900 Building $17,200 |
| 2024 | $4,632.00 (+38.35%) | ||
| 2023 | $145,800 Land $145,800 | $145,800 Land $145,800 | |
| 2022 | $3,348.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 82% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GILBERT WATER SUPPLY serves 1,211 people · EPA ID IA8531083 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Also Mapped Here | XENIA RWD (BOONE) |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 31 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: GigFire.
5G (outdoors only) and 4G LTE
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