321 Main St, Gaithersburg, MD 20878 Property Records

Montgomery County property record for 321 Main St, Gaithersburg, MD 20878

Property Summary

Property TypeRetail Stores (Personal Services, Photography, Travel)
Details5,046 sqft · built 2001
Lot Size0.048 acres (2,088 sqft)
OwnerCompany Name on File
Last Sale$940,000 (Jul 2013)
Tax Bill$15,933 (2025)
Deeds & MortgagesSep 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN09-03224018

Property Details

APN / Parcel Number

Primary APN09-03224018
Alternative APN
  • 03224018

Interior

Units3 Units
Stories4 Stories
Building Area5,046 sqft Gross Area
1st Floor Area5,046 sqft
Basement Area1,261 sqft
Fire SprinklersFire Sprinklers

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Exterior MaterialBrick Veneer
Construction TypeBrick
Fire ResistanceMasonry Walls, Wood Interior
Lot Area2,088 sqft (0.048 acres)
View / LotCommercial/Industrial

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number03224018
Street Address321 MAIN ST
CityGAITHERSBURG
StateMD
Zip20878-5777
Property CategoryCommercial
Property TypeCommercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning CodeMXD
Legal DescriptionKENTLANDS MIDTOWN
Legal SubdivisionKENTLANDS MIDTOWN
Legal BlockW
Legal Lot Number5
JurisdictionMONTGOMERY MD
Township / Civil Division9
Census Block Group3
Census Block3000
Census Tract700826

Owner

321 Main St, a commercial property, is owned by a company that bought it in July 2013.

Source: Montgomery County records, as of August 17, 2026

Owner of RecordCompany Name on File
Mailing Address8048 TUCKERMAN LN, POTOMAC, MD 20854-3740
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 16, 2013 · Amount on File
Deed SaleJul 16, 2013 · Amount on File
Prior SaleNov 16, 2004
Deed Book / Page47250 / 456
Record UpdatedSep 20, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY MD
Property Address321 MAIN ST, GAITHERSBURG, MD 20878-5777
Transaction TypeMortgage
Record UpdatedAug 11, 2022
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address321 MAIN ST, GAITHERSBURG, MD 20878-5777

Mortgage

Document Number0640820450
DateSep 21, 2021
Book Page64082/450
Lender
NameTD BANK NA
TypeBank
AddressCHERRY HILL, NJ 08034
Agreement
TypeCommercial Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 321 Main St was $15,933.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyMontgomery County
MunicipalityGaithersburg City
Unified School DistrictMontgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,096,100 (+3.01%) Land $551,200 Building $544,900$1,096,100 (-) Land $551,200 Building $544,900
2025$15,933.00$1,064,067$1,096,100 Land $551,200 Building $544,900
2023$1,000,000 Land $501,100 Building $498,900$1,000,000 Land $501,100 Building $498,900
2022$13,851.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 321 Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 321 Main St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWASHINGTON SUBURBAN SANITARY COMMISSION
serves 1,900,000 people · EPA ID MD0150005
Water SourceSurface water
Last State InspectionMay 2025
LeadUnder 1 ppb (2018–2020)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 864 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 2,000
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Astound Broadband.

Nearby Properties on Main St

Nearby Streets

Search Property Records by Address or Parcel Number