321 Main St, Fairfield, ME 04937 Property Records

Somerset County and Fairfield Town property record for 321 Main St, Fairfield, ME 04937

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,249 sqft · built 1960
Lot Size1.1 acres (47,916 sqft)
Owner2 Individual Names on Record
Last Sale$199,700 (Feb 2019)
Tax Bill$3,578 (2023)
Deeds & MortgagesOct 2017 Mortgage
May 2020 Mortgage
+ 1 more
APNFAID M:021 L:004

Property Details

APN / Parcel Number

Primary APNFAID M:021 L:004
Alternative APN
  • 2313

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area2,249 sqft Living Area
1st Floor Area1,817 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Architectural StyleRanch
Exterior MaterialBrick
Construction TypeConcrete
Roof MaterialMetal
Lot Area47,916 sqft (1.1 acres)
Pool TypeIn-Ground Pool

Utilities, Heating & Cooling

Heating SystemHot Water

Location & Zoning

Account Number2313
Street Address321 MAIN ST
CityFAIRFIELD
StateME
Zip04937
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCOMMER
Legal Lot Number4
JurisdictionFAIRFIELD ME
Township / Civil DivisionFAIRFIELD
Census Block Group2
Census Block2001
Census Tract966801

Owner

Source: Somerset County and Fairfield Town records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address321 MAIN ST, FAIRFIELD, ME 04937
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 23, 2017Deed of Trust, Mortgage
KENNEBEC SB
May 4, 2020Deed of Trust, Mortgage
CUSO HM LNDG
Feb 11, 2019Warranty Deed, Transfer · Stand-Alone First Mortgage
KSW FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 11, 2019 · Amount on Record
Deed SaleFeb 11, 2019 · Amount on Record
Prior SaleJan 21, 2016
Deed Document Number20191431
Deed Book / Page5379 / 292
Record UpdatedSep 20, 2026

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFAIRFIELD ME
Property Address321 MAIN ST, FAIRFIELD, ME 04937
Transaction TypeMortgage
Record UpdatedFeb 3, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0052180018
DateOct 23, 2017
Book Page05218/0018
Instrument000000013906
Lender
NameKENNEBEC SB
Agreement
AmountAmount Recorded

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFAIRFIELD ME
Property Address321 MAIN ST, FAIRFIELD, ME 04937
Document Number0055450057
Instrument DateMay 4, 2020
Transaction TypeMortgage
Record UpdatedJun 23, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address321 MAIN ST FAIRFIELD ME 04937, FAIRFIELD, ME 04937

Mortgage

Document Number0055450057
DateMay 15, 2020
Book Page005545/000057
Instrument5052
Lender
NameCUSO HM LNDG
AddressHAMPDEN, ME 04444
Agreement
AmountAmount Recorded
Term360 Months
DueMay 14, 2050

February 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFAIRFIELD ME
Recording DateFeb 11, 2019
Property Address321 MAIN ST, FAIRFIELD, ME 04937
Document Number0053790292
Book / Page5379 / 292
Instrument DateDec 31, 2018
Instrument1431
Transaction TypeTransfer
Record UpdatedFeb 3, 2022

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address43 OSBORNE ST, FAIRFIELD, ME 04937-1425

Mortgage

Document Number0000001432
DateFeb 11, 2019
Instrument1432
Lender
NameKSW FEDERAL CREDIT UNION
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Somerset County and Fairfield Town assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateMaine
CountySomerset County
County SubdivisionFairfield Town
Unified School DistrictSchool Administrative District 49 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$3,578.00 (+2.4%)$166,400 (-) Land $25,400 Building $141,000$269,135
2022$3,494.00$166,400 Land $25,400 Building $141,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 12 policies
Nearby Flood Policies12 in force
Nearby Flood Claims3 (2023)
Claims Outside the SFHA1 of 3
Most Recent ClaimDec 2023 · Severe Storm And Flooding
Claims by Event
  • Severe Storm And Flooding, Dec 2023 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 97.3% of Maine
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKENNEBEC WATER DISTRICT
serves 22,060 people · EPA ID ME0090750
Water SourceSurface water
Last State InspectionSep 2024
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fidium Fiber
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

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