321 Main St, Darby, PA 19023 Property Records

Delaware County property record for 321 Main St, Darby, PA 19023

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,567 sqft · built 1940
Lot Size	0.096 acres (4,182 sqft)
Owner	Individual Name on File
Last Sale	$39,500 (Feb 1997)
Tax Bill	$4,035 (2026)
Deeds & Mortgages	Mar 2021 Mortgage Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-06-787:009`

Property Details

APN / Parcel Number

Primary APN	`14-06-787:009`
Alternative APN	`14-00-01743-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,567 sqft Living Area
1st Floor Area	1,567 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Old Style
Exterior Material	Brick
Lot Area	4,182 sqft (0.096 acres)
Lot Dimensions	94 ft deep x 45 ft wide
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1406787009
Street Address	321 MAIN ST
City	DARBY
State	PA
Zip	19023-2620
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2 STY HSE 45 X 94
Legal Block	40
Jurisdiction	DELAWARE PA
Township / Civil Division	DARBY
Census Block Group	1
Census Block	1013
Census Tract	402400

Owner

321 Main St is owned and occupied by an individual who bought it in February 1997.

Source: Delaware County records, as of May 28, 2026

Owner of Record	Individual Name on File
Mailing Address	321 MAIN ST, DARBY, PA 19023-2620
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage FRANKLIN MINT FCU
Sep 4, 2020	Deed of Trust, Mortgage FRANKLIN MINT FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 27, 1997 · Amount on File
Deed Sale	Feb 27, 1997 · Amount on File
Deed Document Number	199710929
Deed Book / Page	1562 / 536
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE PA
Property Address	321 MAIN ST, DARBY, PA 19023-2620
Transaction Type	Mortgage
Record Updated	May 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0066570001
Date	Mar 6, 2021
Book Page	6657/1
Instrument	2021016771

Lender

Name	FRANKLIN MINT FCU
Type	Credit Union
Address	CHADDS FORD, PA 19317

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	179 Months
Due	Feb 1, 2036

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE PA
Property Address	321 MAIN ST, DARBY, PA 19023-2620
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 MAIN ST, DARBY, PA 19023-2620

Mortgage

Document Number	0065862003
Date	Sep 4, 2020
Book Page	6586/2003
Instrument	2020050109

Lender

Name	FRANKLIN MINT FCU
Type	Credit Union
Address	CHADDS FORD, PA 19317

Agreement

Amount	Amount on Record
Term	171 Months
Due	Dec 5, 2034

Tax Assessment & Valuation

The 2026 property tax bill for 321 Main St was $4,035 with a homeowner's exemption.

Source: Delaware County assessment roll, as of May 28, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Delaware County
Municipality	Darby Borough
Unified School District	William Penn School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,035.00 Homeowner's exemption	$74,900 Land $20,430 Building $54,470	$74,900 Land $20,430 Building $54,470
2024		$74,900 Land $20,430 Building $54,470
2023	$3,431.00 Homeowner's exemption
2021			$74,900 (-)
2020			$74,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 321 Main St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2010–2011)
Most Recent Claim	Sep 2011 · Tropical Storm Lee

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 321 Main St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA PA MAIN SYSTEM private · serves 822,600 people · EPA ID PA1460073
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2024 E. coli resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	27 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,054 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Nearby Properties on Main St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures