Story County property record for 321 Main St, Collins, IA 50055
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,315 sqft · built 1913 |
| Lot Size | 0.372 acres (16,188 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,970 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-21-160-645 |
| Primary APN | 16-21-160-645 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 3 Half Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,315 sqft Living Area |
| 1st Floor Area | 728 sqft |
| Basement Area | 856 sqft |
| Finished Basement | 250 sqft |
| Unfinished Basement | 606 sqft |
| Sunroom | Sunroom |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1913 |
|---|---|
| Effective Year Built | Effective 1913 |
| Architectural Style | A-Frame |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 16,188 sqft (0.372 acres) |
| Lot Dimensions | 142 ft deep x 114 ft wide |
| Garage Type | Detached |
| Garage Area | 768 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 240 sqft |
| Deck Area | 139 sqft |
| Patio Area | 336 sqft |
| Shed | 1 Shed |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 321 MAIN ST |
|---|---|
| City | COLLINS |
| State | IA |
| Zip | 50055-1013 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | O T LOTS 1 2 3 & 4 & LOT 5 EX S18' BLK 2 |
| Legal Range | 21W |
| Legal Township | 82N |
| Legal Section | 21 |
| Legal Subdivision | ORIGINAL TOWN |
| Legal Block | 2 |
| Legal Lot Number | 1-5 |
| Jurisdiction | STORY IA |
| Township / Civil Division | COLLINS |
| Census Block Group | 2 |
| Census Block | 2155 |
| Census Tract | 10200 |
321 Main St is owned and occupied by an individual.
Source: Story County records, as of September 1, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 321 MAIN ST, COLLINS, IA 50055-1013 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 321 Main St was $3,970 with a homeowner's exemption, down 0.8% from the year before.
Source: Story County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | Iowa |
| Municipality | Collins City |
| County | Story County |
| Unified School District | Collins-Maxwell Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,970.00 (-0.75%) Homeowner's exemption | $265,000 Land $22,100 Building $242,900 | $265,000 Land $22,100 Building $242,900 |
| 2024 | $4,000.00 | ||
| 2023 | $249,800 Land $19,400 Building $230,400 | $249,800 Land $19,400 Building $230,400 | |
| 2022 | $4,020.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 321 Main St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2010–2013) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | May 2013 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 321 Main St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 82% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLLINS WATER SUPPLY serves 505 people · EPA ID IA8515060 |
|---|---|
| Water Source | Purchased groundwater from IA REGIONAL UTILITIES ASSOC (WAVERLY) |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Colo Telephone Company Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Rise Broadband Fixed Wireless | 100 / 20 |
May also be available: Nextlink, T-Mobile.
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