Tama County property record for 321 Main St, Clutier, IA 52217
| Property Type | Commercial |
|---|---|
| Details | 2,394 sqft · built 1920 |
| Lot Size | 0.064 acres (2,788 sqft) |
| Owner | Individual Name on File |
| Last Sale | $48,000 (Nov 2022) |
| Tax Bill | $1,364 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08.13.408.016 |
| Primary APN | 08.13.408.016 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 2,394 sqft Building Perimeter |
| 1st Floor Area | 1,974 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Lot Area | 2,788 sqft (0.064 acres) |
| Street Address | 321 MAIN ST |
|---|---|
| City | CLUTIER |
| State | IA |
| Zip | 52217 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | LOT 14 BLK 11 ORIGINAL |
| Legal Subdivision | ORIGINAL TOWN |
| Legal Block | 11 |
| Legal Lot Number | 14 |
| Jurisdiction | TAMA IA |
| Township / Civil Division | CLARK |
| Census Block Group | 2 |
| Census Block | 2042 |
| Census Tract | 290100 |
321 Main St, a commercial property, is owned by an individual who bought it in November 2022.
Source: Tama County records, as of September 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2837 HIGHWAY V18, CLUTIER, IA 52217-9541 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 2, 2022 · Amount on File |
| Deed Sale | Nov 2, 2022 · Amount on File |
| Prior Sale | Nov 8, 2021 · Amount on File |
| Deed Document Number | 20222959 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TAMA IA |
| Property Address | 321 MAIN ST, CLUTIER, IA 52217-9748 |
| Transaction Type | Mortgage |
| Record Updated | Apr 29, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0020213568 |
|---|---|
| Date | Nov 10, 2021 |
| Instrument | 2021-3568 |
| Name | FARMERS SAVINGS BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Nov 5, 2041 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 321 Main St was $1,364.
Source: Tama County assessment roll, as of May 15, 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Tama County |
| Municipality | Dysart City |
| Unified School District | Union Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,364.00 | $77,620 Land $3,060 Building $74,560 | $77,620 Land $3,060 Building $74,560 |
| 2023 | $57,940 Land $3,060 Building $54,880 | $57,940 Land $3,060 Building $54,880 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 321 Main St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 6, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 321 Main St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DYSART WATER SUPPLY serves 1,281 people · EPA ID IA8627095 |
|---|---|
| Water Source | Purchased groundwater from POWESHIEK WATER ASSOCIATION |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Farmers Cooperative Telephone Company Fiber | 1,000 / 100 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
May also be available: Windstream.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures