Carroll County property record for 321 Main St, Arcadia, IA 51430
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.25 ba · 912 sqft · built 1930 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $33,000 (Sep 2024) |
| Tax Bill | $650 (2026) |
| Deeds & Mortgages | Jan 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0516184001 |
| Primary APN | 0516184001 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.25 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 912 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Exterior Material | Other |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 4,356 sqft (0.1 acres) |
| Garage Type | Detached |
| Garage Area | 288 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 321 MAIN ST |
|---|---|
| City | ARCADIA |
| State | IA |
| Zip | 51430-1038 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BLOCK 14 LOTS 11 & 12 |
| Legal Subdivision | ARCADIA |
| Legal Block | 14 |
| Legal Lot Number | 11,12 |
| Jurisdiction | CARROLL IA |
| Township / Civil Division | ARCADIA |
| Census Block Group | 1 |
| Census Block | 1116 |
| Census Tract | 960200 |
Source: Carroll County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2005 GERRARD AVE, CARROLL, IA 51401-3709 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 27, 2024 · Amount on Record |
| Deed Sale | Sep 27, 2024 · Amount on Record |
| Prior Sale | May 3, 2007 · Amount on Record |
| Deed Document Number | 20242309 |
| Prior Transfer Date | Aug 22, 2014 |
| Prior Transfer Doc | 02014/2169 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL IA |
| Property Address | 321 MAIN ST, ARCADIA, IA 51430-1038 |
| Transaction Type | Mortgage |
| Record Updated | Oct 7, 2025 |
| Title Company | SECURITY TITLE AND INVS COMPANY, SECURITY TITLE & INVESTMENT |
| Name | Verified Name |
|---|---|
| Address | 2005 GERRARD AVE, CARROLL, IA 51401-3709 |
| Document Number | 0020250131 |
|---|---|
| Date | Jan 15, 2025 |
| Instrument | 2025-0131 |
| Name | COMMERCIAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CARROLL, IA 51401 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Carroll County assessment roll, as of October 7, 2025
| Type | Name |
|---|---|
| State | Iowa |
| Municipality | Arcadia City |
| County | Carroll County |
| Unified School District | Ar-We-Va Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $650.00 | $57,130 (-) Land $7,530 Building $49,600 | $57,130 (-) Land $7,530 Building $49,600 |
| 2025 | $650.00 (+30.52%) | $57,130 (+15%) Land $7,530 Building $49,600 | $57,130 (+15%) Land $7,530 Building $49,600 |
| 2023 | $49,680 (+21.59%) Land $7,530 Building $42,150 | $49,680 (+21.59%) Land $7,530 Building $42,150 | |
| 2022 | $40,860 Land $6,450 Building $34,410 | ||
| 2021 | $40,860 Land $6,450 Building $34,410 | ||
| 2018 | $498.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 98.1% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ARCADIA WATER SUPPLY serves 525 people · EPA ID IA1403062 |
|---|---|
| Water Source | Purchased groundwater from WEST CENTRAL RWA-BOYER SYSTEM |
| Last State Inspection | Jan 2025 |
| Lead | 8 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| BTC Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Western Iowa Wireless.
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