321 Magellan Ave, Half Moon Bay, CA 94019 Property Records

San Mateo County property record for 321 Magellan Ave, Half Moon Bay, CA 94019

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,370 sqft · built 1996
Lot Size	0.23 acres (10,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,125,000 (Mar 2018)
Tax Bill	$29,226 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Sep 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`048-021-290`

Property Details

APN / Parcel Number

Primary APN	`048-021-290`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,370 sqft Living Area
Gross Area	4,140 sqft
1st Floor Area	1,510 sqft
2nd Floor Area	1,440 sqft
Basement Area	1,190 sqft
Finished Basement	420 sqft
Unfinished Basement	770 sqft
Family Room	Family Room

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Lot Area	10,000 sqft (0.23 acres)
Lot Dimensions	100 ft deep x 100 ft wide
Garage Type	Basement
Garage Area	770 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	321 MAGELLAN AVE
City	HALF MOON BAY
State	CA
Zip	94019-5105
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10006
Legal Description	LOTS 19 20 & NELY 1/2 LOT 18 BLK 2 SHORE ACRES RSM 3/95
Legal Subdivision	SHORE ACRES
Legal Block	2
Legal Lot Number	19,18
Jurisdiction	SAN MATEO CA
Township / Civil Division	HALF MOON BAY
Census Block Group	3
Census Block	3000
Census Tract	613502

Owner

Source: San Mateo County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	321 MAGELLAN AVE, HALF MOON BAY, CA 94019-5105
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Sep 22, 2025	Grant Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Mar 23, 2018	Grant Deed, Transfer · ARM PNC BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 23, 2018 · Amount on Record
Deed Sale	Mar 23, 2018 · Amount on Record
Prior Sale	Nov 19, 2014 · Amount on Record
Deed Document Number	201821987
Prior Transfer Date	Apr 26, 2008
Prior Transfer Doc	0000054437
Record Updated	Sep 20, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	321 MAGELLAN AVE, HALF MOON BAY, CA 94019-5105
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 MAGELLAN AVE, HALF MOON BAY, CA 94019-5105

Mortgage

Document Number	0000067840
Date	Sep 19, 2022
Instrument	2022-067840

Lender

Name	PNC BANK NA
Type	Bank
Address	DAYTON, OH 45401

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Sep 15, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN MATEO CA
Recording Date	Sep 22, 2025
Property Address	321 MAGELLAN AVE, HALF MOON BAY, CA 94019-5105
Document Number	0000049604
Map Reference	MB B PG 12
Instrument Date	Sep 16, 2025
Instrument	2025-049604
Transaction Type	Transfer
Record Updated	Oct 21, 2025
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,882.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	321 MAGELLAN AVE, HALF MOON BAY, CA 94019-5105

Mortgage

Document Number	0000049605
Date	Sep 22, 2025
Instrument	2025-049605

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	4.86%
Type Change Date	Oct 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	9.86%
Index	SOFR Average 30-Day
Max Rate	9.86%

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN MATEO CA
Recording Date	Mar 23, 2018
Property Address	321 MAGELLAN AVE, HALF MOON BAY, CA 94019-5105
Document Number	0000021987
Map Reference	MB3 PG95
Instrument Date	Mar 19, 2018
Instrument	2018-021987
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	LAWYERS TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	321 MAGELLAN AVE, HALF MOON BAY, CA 94019-5105

Mortgage

Document Number	0000021988
Date	Mar 23, 2018
Instrument	2018-021988

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Type Change Date	Apr 1, 2025
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	8.37%
Index	1-Year LIBOR
Max Rate	8.37%

Tax Assessment & Valuation

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Unified School District	Cabrillo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,620,000 (+8.36%) Land $1,100,000 Building $1,520,000
2025	$29,226.00 (+7.07%)	$2,417,883 (+4.04%) Land $773,722 Building $1,644,161
2024	$27,295.00 (+3.44%)
2023	$26,388.00 (+1.73%)	$2,323,995 Land $743,678 Building $1,580,317	$2,074,860
2022	$25,940.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 78% of California
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COASTSIDE COUNTY WATER DISTRICT serves 19,033 people · EPA ID CA4110011
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Cruzio Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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