321 Madison Pike, Fort Mitchell (Ft Mitchell), KY 41017 Property Records

Kenton County property record for 321 Madison Pike, Fort Mitchell, KY 41017

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,158 sqft · built 1960
Lot Size	0.33 acres (14,375 sqft)
Owner	Individual Name on File
Last Sale	$96,900 (Nov 2014)
Tax Bill	$1,032 (2025)
Deeds & Mortgages	Sep 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`045-10-00-066.00`

Property Details

APN / Parcel Number

Primary APN	`045-10-00-066.00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,158 sqft Finished Area
Gross Area	2,394 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	14,375 sqft (0.33 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	321 MADISON PIKE
City	FT MITCHELL
State	KY
Zip	41017-9461
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	0.33 ACS ES LLL HWY NR PLEASURE ISLE
Jurisdiction	KENTON KY
Township / Civil Division	INDEPENDENCE
Census Block Group	1
Census Block	1000
Census Tract	66801

Owner

321 Madison Pike is owned and occupied by an individual who bought it in November 2014.

Source: Kenton County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	321 MADISON PIKE, FT MITCHELL, KY 41017-9461
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 25, 2014 · Amount on File
Deed Sale	Nov 25, 2014 · Amount on File
Prior Sale	Aug 27, 2013 · Amount on File
Deed Document Number	201411 25 059 00047
Deed Book / Page	3519 / 136
Prior Transfer Date	Aug 4, 1997
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	321 MADISON PIKE, FT MITCHELL, KY 41017-9461
Transaction Type	Mortgage
Record Updated	Sep 28, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 MADISON PIKE, COVINGTON, KY 41017-9461

Mortgage

Document Number	0005900069
Date	Sep 13, 2021
Book Page	270/332
Instrument	21091305900069

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 321 Madison Pike was $1,032.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Kenton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$129,400 (+24.18%) Land $15,000 Building $114,400	$129,400 (+24.18%) Land $15,000 Building $114,400
2025	$1,032.00	$104,200 Land $5,000 Building $99,200	$104,200 Land $5,000 Building $99,200
2023	$1,110.00	$104,200 Land $5,000 Building $99,200	$104,200 Land $5,000 Building $99,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 321 Madison Pike in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 321 Madison Pike is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20