Franklin County property record for 321 Lyons Dr, Frankfort, KY 40601
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba |
| Lot Size | 0.301 acres (13,125 sqft) |
| Owner | Individual Name on File |
| Last Sale | $202,000 (Aug 2022) |
| Tax Bill | $2,419 (2025) |
| Deeds & Mortgages | Feb 2020 Line of Credit Aug 2022 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 075-30-17-020.00 |
| Primary APN | 075-30-17-020.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Architectural Style | Mobile/Manufactured |
|---|---|
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 13,125 sqft (0.301 acres) |
| Lot Dimensions | 175 ft deep x 75 ft wide |
| Terrain | Rolling |
| View / Lot | Flood Plain/Flood Zone |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 77068 |
|---|---|
| Street Address | 321 LYONS DR |
| City | FRANKFORT |
| State | KY |
| Zip | 40601-5514 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FRANKLIN ACRES LOT 130 |
| Legal Subdivision | FRANKLIN ACRES |
| Legal Phase | 1 |
| Legal Lot Number | 130 |
| Jurisdiction | FRANKLIN KY |
| Township / Civil Division | FRANKFORT |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 70704 |
321 Lyons Dr is owned and occupied by an individual who bought it in August 2022.
Source: Franklin County records, as of March 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 321 LYONS DR, FRANKFORT, KY 40601-5514 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 10, 2020 | Deed of Trust, Mortgage · Line of Credit UNITED CITIZENS BANK &TRUST CO |
| Aug 31, 2022 | Deed, Transfer · FHA Mortgage STOCKTON MORTGAGE CORP |
| May 30, 2019 | Deed, Transfer |
| Nov 13, 2017 | Deed, Transfer |
| Apr 17, 2017 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 31, 2022 · Amount on File |
| Deed Sale | Aug 31, 2022 · Amount on File |
| Prior Sale | May 30, 2019 · Amount on File |
| Deed Document Number | 2022672639 |
| Deed Book / Page | 615 / 279 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Property Address | 321 LYONS DR, FRANKFORT, KY 40601-5514 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0M1522/712 |
|---|---|
| Date | Feb 10, 2020 |
| Book Page | M1522/712 |
| Instrument | 501244 |
| Name | UNITED CITIZENS BANK &TRUST CO |
|---|---|
| Type | Bank |
| Address | CAMPBELLSBURG, KY 40011 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Feb 7, 2021 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Recording Date | Aug 31, 2022 |
| Property Address | 321 LYONS DR, FRANKFORT, KY 40601-5514 |
| Document Number | 00D615/279 |
| Book / Page | D615 / 279 |
| Map Reference | MB 104 PG 338&339 |
| Instrument Date | Aug 24, 2022 |
| Instrument | 672639 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $202.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 260 FLAG FORK RD, FRANKFORT, KY 40601-9577 |
| Name | Verified Name |
|---|---|
| Address | 321 LYONS DNVE, FRANKFORT, KY 40601 |
| Document Number | 0000672640 |
|---|---|
| Date | Aug 31, 2022 |
| Instrument | 672640 |
| Name | STOCKTON MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Recording Date | May 30, 2019 |
| Property Address | 321 LYONS DR, FRANKFORT, KY 40601-5514 |
| Document Number | 00D585/748 |
| Book / Page | D585 / 748 |
| Map Reference | MB 104 PG 338 |
| Instrument Date | May 30, 2019 |
| Instrument | 489593 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $38.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 112 HUNTERS TRCE, FRANKFORT, KY 40601-9643 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | PO BOX 926, FRANKFORT, KY 40602-0926 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Recording Date | Nov 13, 2017 |
| Property Address | 321 LYONS DR, FRANKFORT, KY 40601-5514 |
| Document Number | 00D573/267 |
| Book / Page | D573 / 267 |
| Map Reference | DD104 PG338&339 |
| Instrument Date | Nov 9, 2017 |
| Instrument | 466964 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $32.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1028 HYPERION CT, UNION, KY 41091-7169 |
| Name | Verified Name |
|---|---|
| Address | 112 HUNTERS TRCE, FRANKFORT, KY 40601-9643 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Recording Date | Apr 17, 2017 |
| Property Address | 321 LYONS DR, FRANKFORT, KY 40601-5514 |
| Document Number | 00D568/594 |
| Book / Page | D568 / 594 |
| Map Reference | DD104 PG338&339 |
| Instrument Date | Apr 7, 2017 |
| Instrument | 458388 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Tax | $30.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 90 SULLIVAN LN, FRANKFORT, KY 40601-8736 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 65, UNION, KY 41091-0065 |
The 2025 property tax bill for 321 Lyons Dr was $2,419.
Source: Franklin County assessment roll, as of March 27, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Franklin County |
| Municipality | Frankfort City |
| Unified School District | Franklin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,419.00 | $202,000 Land $15,000 Building $187,000 | $202,000 Land $15,000 Building $187,000 |
| 2023 | $2,413.00 (+35.87%) | $202,000 (+34.67%) | $202,000 (+34.67%) |
| 2022 | $1,776.00 | $150,000 | $150,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 321 Lyons Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 321 Lyons Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FRANKFORT PLANT BOARD serves 52,153 people · EPA ID KY0370143 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frankfort Plant Board Fiber | 5,000 / 5,000 |
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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