Forrest County property record for 321 Lynn Ray Rd, Petal, MS 39465
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,014 sqft · built 1991 |
| Lot Size | 0.56 acres (24,394 sqft) |
| Owner | 2 Individual Names on File |
| Deeds & Mortgages | Aug 2021 Mortgage Aug 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1-016M-19-033.00 |
| Primary APN | 1-016M-19-033.00 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Building Area | 1,014 sqft Living Area |
| 1st Floor Area | 1,014 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Exterior Material | Shingles |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 24,394 sqft (0.56 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 3338 |
|---|---|
| Street Address | 321 LYNN RAY RD |
| City | PETAL |
| State | MS |
| Zip | 39465-9374 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM AT THE SW/COR OF SW1/4 OF NW1/4 SOUTH 846.40 TO POB NORTH 73DEG E 191.33 TO THE SOUTH ROW OF LYNN RAY RD SOUTH 16DEG E 38 |
| Legal Range | 12W |
| Legal Township | 05N |
| Legal Section | 19 |
| Legal Block | 19 |
| Jurisdiction | FORREST MS |
| Township / Civil Division | 3 |
| Census Block Group | 1 |
| Census Block | 1043 |
| Census Tract | 10104 |
321 Lynn Ray Rd is owned and occupied by two individuals who acquired it in August 2021.
Source: Forrest County records, as of March 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 321 LYNN RAY RD, PETAL, MS 39465-9374 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 9, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GRAND BANK FSB |
| Aug 18, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GRAND BANK FSB |
| Aug 9, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Aug 6, 2021 |
| Transfer Doc | 001373/405 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FORREST MS |
| Property Address | 321 LYNN RAY RD, PETAL, MS 39465-9374 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2022 |
| Name | Verified Name |
|---|
| Document Number | 002373/384 |
|---|---|
| Date | Aug 9, 2021 |
| Book Page | 2373/384 |
| Instrument | 825265 |
| Name | GRAND BANK FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Sep 1, 2036 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FORREST MS |
| Property Address | 321 LYNN RAY RD, PETAL, MS 39465-9374 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2022 |
| Name | Verified Name |
|---|
| Document Number | 002375/346 |
|---|---|
| Date | Aug 18, 2021 |
| Book Page | 2375/346 |
| Instrument | 825808 |
| Name | GRAND BANK FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Sep 1, 2036 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | FORREST MS |
| Recording Date | Aug 9, 2021 |
| Property Address | 321 LYNN RAY RD, PETAL, MS 39465-9374 |
| Document Number | 001373/405 |
| Book / Page | 1373 / 405 |
| Instrument Date | Aug 6, 2021 |
| Instrument | 825264 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 321 LYNN RAY RD, 321, PETAL, MS 39465-9374 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 321 LYNN RAY RD, PETAL, MS 39465-9374 |
Source: Forrest County assessment roll, as of March 9, 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Forrest County |
| Unified School District | Petal School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | Homeowner's exemption Disabled Person's exemption | $5,912 | $59,120 Land $11,680 Building $47,440 |
| 2023 | Homeowner's exemption Disabled Person's exemption | $52,590 | $52,590 Land $11,680 Building $40,910 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 321 Lynn Ray Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 3 (2018–2022) |
| Most Recent Claim | Aug 2022 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 321 Lynn Ray Rd is high, ranking above 74% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 74% of the US · above 92% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| defastlink Fiber | 1,000 / 1,000 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
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