321 Ludisia Loop, Davenport, FL 33837 Property Records

Polk County property record for 321 Ludisia Loop, Davenport, FL 33837

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,725 sqft · built 2019
Lot Size0.126 acres (5,471 sqft)
Owner2 Individual Names on Record
Last Sale$228,710 (Oct 2019)
Tax Bill$3,356 (2025)
Deeds & MortgagesOct 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN27-27-08-727507-003040

Property Details

APN / Parcel Number

Primary APN27-27-08-727507-003040
Alternative APNs
  • 082727727507003040
  • 82727000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,725 sqft Living Area
Gross Area2,124 sqft
1st Floor Area1,725 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialOther
Lot Area5,471 sqft (0.126 acres)
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area399 sqft
PorchFinished/Open Porch
Porch Area144 sqft

Location & Zoning

Street Address321 LUDISIA LOOP
CityDAVENPORT
StateFL
Zip33837-3663
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionORCHID GROVE PB 169 PGS 10-16 LOT 304
Legal Range27E
Legal Township27S
Legal Section08
Legal SubdivisionORCHID GROVE
Legal Block1
Legal Lot Number304
JurisdictionPOLK FL
Township / Civil DivisionHAINES CITY
Census Block Group1
Census Block1047
Census Tract12514

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address321 LUDISIA LOOP, DAVENPORT, FL 33837-3663
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 3, 2019 · Amount on Record
Deed SaleOct 3, 2019 · Amount on Record
Deed Document Number2019210584
Deed Book / Page10995 / 1681
Record UpdatedOct 29, 2026

October 2019: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionPOLK FL
Recording DateOct 3, 2019
Property Address321 LUDISIA LOOP, DAVENPORT, FL 33837-3663
Document Number0109951681
Book / Page010995 / 001681
Instrument DateSep 30, 2019
Instrument210584
Transaction TypeSubdivision Related Transfer
Record UpdatedOct 23, 2019
Title CompanyDHI TITLE/FL INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,600.97
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address321 LUDISIA LOOP DAVENPORT FL 338373663, DAVENPORT, FL 33837-3663

Mortgage

Document Number109951682
DateOct 3, 2019
Book Page010995/001682
Instrument210585
Lender
NameDHI MTG
TypeMortgage Company
AddressAUSTIN, TX 78750
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 2, 2049

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityDavenport City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$222,946 (+2.7%)$245,751 (-2.87%) Land $64,000 Building $181,751
2025$3,356.00 (-39.65%) Homeowner's exemption$217,085 (+5.99%)$253,016 (-8.48%) Land $64,000 Building $189,016
2023$5,561.00 (+1%) Homeowner's exemption$204,822 (+3%)$276,466 (+5.34%) Land $62,000 Building $214,466
2022$5,506.00 Homeowner's exemption$198,856$262,448 Land $52,000 Building $210,448

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 30 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies30 in force
Nearby Flood Claims1 (2024)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2024 · Hurricane Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 56% of the US · lower than 71% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF HAINES CITY
serves 30,545 people · EPA ID FL6532232
Water SourceGroundwater
Last State InspectionJul 2024
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: AT&T.

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