Attala County property record for 321 Lucas St, Kosciusko, MS 39090
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1,169 sqft · built 1940 |
| Owner | Individual Name on Record |
| Last Sale | $45,630 (Nov 2021) |
| Tax Bill | $458 (2025) |
| Deeds & Mortgages | May 2017 Mortgage Jan 2006 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1305 212 A 0011000 |
| Primary APN | 1305 212 A 0011000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 5 Rooms |
| Building Area | 1,169 sqft Adjusted Area |
| Flooring | Carpet |
| Year Built | Built 1940 |
|---|---|
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Shingle |
| Parking Spaces | 1 Parking Space |
| Deck Area | 96 sqft |
| Street Address | 321 LUCAS ST |
|---|---|
| City | KOSCIUSKO |
| State | MS |
| Zip | 39090-3440 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT LOT 297 MERCER |
| Legal Subdivision | MERCER SUB |
| Legal Lot Number | 297 |
| Jurisdiction | ATTALA MS |
| Township / Civil Division | 2 |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 60600 |
Source: Attala County records, as of January 26, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 321 LUCAS ST, KOSCIUSKO, MS 39090-3440 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 26, 2017 | Deed of Trust, Mortgage WELLS FARGO BANK NA |
| Jan 17, 2006 | Deed of Trust, Mortgage · Stand-Alone First Mortgage THE CITIZENS NATIONAL BANK OF MERIDIAN |
| Oct 12, 2007 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 11, 2021 · Amount on Record |
| Deed Sale | Nov 11, 2021 · Amount on Record |
| Deed Document Number | 0000895159 |
| Prior Transfer Date | Oct 12, 2007 |
| Prior Transfer Doc | 2847 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ATTALA MS |
| Property Address | 321 LUCAS ST, KOSCIUSKO, MS 39090-3440 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 001086/518 |
|---|---|
| Date | May 26, 2017 |
| Book Page | 1086/518 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | MINNEAPOLIS, MN 55467 |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Jun 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ATTALA MS |
| Property Address | 321 LUCAS ST, KOSCIUSKO, MS 39090-3440 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000808/99 |
|---|---|
| Date | Jan 17, 2006 |
| Book Page | 808/99 |
| Instrument | 154 |
| Name | THE CITIZENS NATIONAL BANK OF MERIDIAN |
|---|---|
| Type | Seller |
| Address | 512 22ND AVE, MERIDIAN, MS 39301 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Feb 1, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ATTALA MS |
| Recording Date | Oct 12, 2007 |
| Property Address | 321 LUCAS ST, KOSCIUSKO, MS 39090-3440 |
| Document Number | 000713/651 |
| Book / Page | 713 / 651 |
| Instrument Date | Oct 11, 2007 |
| Instrument | 2847 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount from Assessment |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 210 SHADOW WOOD DR, CLINTON, MS 39056-5857 |
| Name | Verified Name |
|---|---|
| Address | 321 LUCAS ST, KOSCIUSKO, MS 39090-3440 |
Source: Attala County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Attala County |
| Municipality | Kosciusko City |
| Unified School District | Kosciusko School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $458.00 (+24.8%) | $4,564 (+27.1%) Land $863 Building $3,701 | $45,630 (+27.06%) Land $8,625 Building $37,005 |
| 2023 | $367.00 | $3,591 Land $575 Building $3,016 | $35,911 Land $5,750 Building $30,161 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 9 (2001–2023) |
| Claims Outside the SFHA | 5 of 9 |
| Most Recent Claim | Jun 2023 · Severe Storms, Straight-line Winds, And Tornadoes. |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 80% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF KOSCIUSKO serves 9,646 people · EPA ID MS0040004 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Buckeye Cablesystem Cable | 1,000 / 20 |
| Verizon Fixed Wireless | 300 / 20 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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