321 Loverin Ct, Hayward, CA 94544 Property Records

Alameda County property record for 321 Loverin Ct, Hayward, CA 94544

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,785 sqft · built 1991
Lot Size	0.191 acres (8,296 sqft)
Owner	2 Individual Names on File
Last Sale	$850,000 (Oct 2019)
Tax Bill	$14,072 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit May 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`465-5-31`

Property Details

APN / Parcel Number

Primary APN	`465-5-31`
Alternative APN	`465-0005-031-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,785 sqft Living Area

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1992
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	8,296 sqft (0.191 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	321 LOVERIN CT
City	HAYWARD
State	CA
Zip	94544-5873
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00021 BLK: TR: 6041
Legal Subdivision	TRACT 6041
Legal Tract	6041
Legal Lot Number	21
Jurisdiction	ALAMEDA CA
Township / Civil Division	HAYWARD
Census Block Group	2
Census Block	2004
Census Tract	438203

Owner

321 Loverin Ct is owned and occupied by two individuals who bought it in October 2019.

Source: Alameda County records, as of August 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	321 LOVERIN CT, HAYWARD, CA 94544-5873
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2026	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
May 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 7, 2019	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 7, 2019 · Amount on File
Deed Sale	Oct 7, 2019 · Amount on File
Deed Document Number	2019202308
Prior Transfer Date	Mar 6, 2008
Prior Transfer Doc	0000171073
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	321 LOVERIN CT, HAYWARD, CA 94544-5873
Transaction Type	Mortgage
Record Updated	Feb 13, 2026
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 LOVERIN CT, HAYWARD, CA 94544-5873

Mortgage

Document Number	0000001011
Date	Jan 6, 2026
Instrument	2026001011

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	100 N TRYON ST, CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Dec 27, 2055

Interest

Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	321 LOVERIN CT, HAYWARD, CA 94544-5873
Transaction Type	Mortgage
Record Updated	May 19, 2021
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 LOVERIN CT, HAYWARD, CA 94544-5873

Mortgage

Document Number	0000174409
Date	May 5, 2021
Instrument	2021174409

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2051

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Oct 7, 2019
Property Address	321 LOVERIN CT, HAYWARD, CA 94544-5873
Document Number	0000202308
Map Reference	MB 188 PG 40&41
Instrument Date	Sep 30, 2019
Instrument	2019202308
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	OLD REPUBLIC TTL CO FREMONT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	321 LOVERIN CT, HAYWARD, CA 94544-5873

Mortgage

Document Number	0000202309
Date	Oct 7, 2019
Instrument	2019202309

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 321 Loverin Ct was $14,072.

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Hayward City
Unified School District	Hayward Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$948,174 (+2%) Land $284,452 Building $663,722
2025	$14,072.00	$929,584 Land $278,875 Building $650,709
2023	$13,774.00	$893,494 Land $268,048 Building $625,446	$938,430

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 321 Loverin Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 321 Loverin Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HAYWARD serves 162,954 people · EPA ID CA0110006
Water Source	Purchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,038 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
RobinsonHSS Fixed Wireless	1,000 / 1,000
Tekify Fiber & Wireless Fixed Wireless	580 / 125
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, Sonic Telecom, T-Mobile, Unwired.

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