321 Longview Ln, Oakland, MD 21550 Property Records

Garrett County property record for 321 Longview Ln, Oakland, MD 21550

Property Summary

Property Type	Single Family Home
Details	2 ba · 780 sqft · built 1980
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$190,000 (Jun 2023)
Tax Bill	$2,120 (2025)
Deeds & Mortgages	Jan 2026 Second Mortgage Jun 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-007119`

Property Details

APN / Parcel Number

Primary APN	`10-007119`
Alternative APN	`007119`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	780 sqft Total Area
Basement Area	780 sqft
Finished Basement	780 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Deck Area	528 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	007119
Street Address	321 LONGVIEW LN
City	OAKLAND
State	MD
Zip	21550-6961
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1.00 AC LOT 3 BLK A GEORGE BRUNSON SUB
Legal Subdivision	GEORGE BRUNSON SUB
Legal Block	A
Legal Lot Number	3
Jurisdiction	GARRETT MD
Township / Civil Division	10, DEER PARK
Census Block Group	1
Census Block	1043
Census Tract	502

Owner

321 Longview Ln is owned and occupied by two individuals who bought it in June 2023.

Source: Garrett County records, as of February 5, 2026

Owner of Record	2 Individual Names on File
Mailing Address	321 LONGVIEW LN, OAKLAND, MD 21550-6961
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage AMERISAVE MORTGAGE CORP
Jun 14, 2023	Deed, Transfer · Conventional Mortgage FIRST UNITED BANK & TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 14, 2023 · Amount on File
Deed Sale	Jun 14, 2023 · Amount on File
Prior Sale	Jan 31, 2022 · Amount on File
Deed Book / Page	2494 / 320
Prior Transfer Date	Aug 17, 2012
Prior Transfer Doc	0016790186
Record Updated	Jun 8, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARRETT MD
Property Address	321 LONGVIEW LN, OAKLAND, MD 21550-6961
Transaction Type	Mortgage
Record Updated	Feb 11, 2026
Title Company	2020 TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 LONGVIEW LN, OAKLAND, MD 21550-6961

Mortgage

Document Number	0026630066
Date	Jan 23, 2026
Book Page	2663/66

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30342

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	357 Months
Due	Oct 1, 2055

June 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	GARRETT MD
Recording Date	Jun 14, 2023
Property Address	321 LONGVIEW LN, OAKLAND, MD 21550-6961
Document Number	0024940320
Book / Page	2494 / 320
Map Reference	MB 2 PG 8
Instrument Date	Jun 1, 2023
Transaction Type	Transfer
Record Updated	Jul 6, 2023
Title Company	LAWYERS SIGNATURE SETTLEMENTS, LAWYERS SIGNATURE STLMTS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$950.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 LONGVIEW LN, OAKLAND, MD 21550-6961

Mortgage

Document Number	0024940325
Date	Jun 14, 2023
Instrument	2494-0325

Lender

Name	FIRST UNITED BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2028
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	8%
Index	1-Year CMT
Margin	3
Max Rate	12%

Tax Assessment & Valuation

The 2025 property tax bill for 321 Longview Ln was $2,120.

Source: Garrett County assessment roll, as of August 12, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Garrett County
Unified School District	Garrett County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,120.00	$184,700	$204,600 Land $37,000 Building $167,600
2023	$1,722.00 (+3.99%)	$144,900 (+2.16%) Land $25,000 Building $119,900	$144,900 (-) Land $25,000 Building $119,900
2022	$1,656.00	$141,833	$144,900 Land $25,000 Building $119,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 321 Longview Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2026.

Source: FEMA National Flood Hazard Layer, effective February 1, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2026)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 321 Longview Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 71% of Maryland
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: Pogozone powered by Neubeam.

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