Cumberland County and Millville City property record for 321 Lloyd Ter, Millville, NJ 08332
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,258 sqft · built 1974 |
| Lot Size | 0.344 acres (15,002 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $9,057 (2025) |
| Deeds & Mortgages | Nov 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-00068-0000-00005 |
| Primary APN | 10-00068-0000-00005 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,258 sqft Living Area |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Construction Type | Frame |
| Lot Area | 15,002 sqft (0.344 acres) |
| Lot Dimensions | 150 ft deep x 100 ft wide |
| Garage Type | Attached |
| Old Parcel Number | 100062787400031 |
|---|---|
| Street Address | 321 LLOYD TER |
| City | MILLVILLE |
| State | NJ |
| Zip | 08332-4743 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 68 |
| Legal Lot Number | 5 |
| Jurisdiction | CUMBERLAND NJ |
| Township / Civil Division | MILLVILLE |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 30501 |
321 Lloyd Ter is owned and occupied by an individual who acquired it in March 2010.
Source: Cumberland County and Millville City records, as of June 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 321 LLOYD TER, MILLVILLE, NJ 08332-4743 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Mar 26, 2010 |
| Transfer Doc | 0000364722 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND NJ |
| Property Address | 321 LLOYD TER, MILLVILLE, NJ 08332-4743 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000543089 |
|---|---|
| Date | Nov 21, 2017 |
| Book Page | 0000004160/0000002147 |
| Instrument | 000000543089 |
| Name | SPENCER SAVINGS BANK |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 110 Months |
| Due | Jan 1, 2027 |
The 2025 property tax bill for 321 Lloyd Ter was $9,057, up 3.3% from the year before.
Source: Cumberland County and Millville City assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Cumberland County |
| Municipality | Millville City |
| Unified School District | Millville City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $223,300 (-) Land $39,500 Building $183,800 | $223,300 (-) Land $39,500 Building $183,800 | |
| 2025 | $9,057.00 (+3.34%) | $223,300 Land $39,500 Building $183,800 | $223,300 Land $39,500 Building $183,800 |
| 2024 | $8,764.00 | ||
| 2023 | $223,300 Land $39,500 Building $183,800 | $223,300 Land $39,500 Building $183,800 | |
| 2022 | $8,465.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 321 Lloyd Ter in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 4 (1979–1997) |
| Most Recent Claim | Aug 1997 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 321 Lloyd Ter is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 58% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
5G (outdoors only) and 4G LTE
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